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Cornerstone Community Financial Credit Union

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Cornerstone Community Financial Credit Union Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cornerstone Community Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 16, 2026

You can compare Cornerstone Community Financial Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.00%, 6-month share certificate rates at 3.73% and 3-month share certificate rates at 0.25%. Savings rates are at 0.50% and money market rates are at 3.25%. Mortgage rates on 30-year fixed loans are around 6.28%. All these rates can be compared to Cornerstone Community Financial Credit Union rates. MonitorBankRates evaluates the financial stability of Cornerstone Community Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.53%. Rates were last updated on 06/16/2026.

Cornerstone Community Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cornerstone Community Financial Credit Union? Share your experience about Cornerstone Community Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Cornerstone Community Financial Credit Union.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.53%

Excellent Lower than avg

Cornerstone Community Financial Credit Union
Auburn Hills

2955 University Dr
Auburn Hills, MI 48326

https://www.ccfinancial.com

Current Rate Availability

We do not have Cornerstone Community Financial Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Cornerstone Community Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Cornerstone Community Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cornerstone Community Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Cornerstone Community Financial Credit Union

Website https://www.ccfinancial.com

Address 2955 University Dr, Auburn Hills, MI 48326

Phone 248-340-9310

Fax 248-340-0890

President Timothy McGlinchey

CEO Heidi Kassab

Full-Time Employees 92

Part-Time Employees 1

Branch Locations 9

ATM Locations 9

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.53%

Return on Assets (ROA)

0.6368%

Return on Equity (ROE)

5.1908%

Non-Performing Loans Ratio (NPL)

0.85%

Total Assets

444,989,763

Total Amount of Shares and Deposits

334,133,585

Total Shares and Deposits < 1 Year

328,309,107

Total Shares and Deposits 1 3 Years

4,664,724

Total Shares and Deposits > 3 Years

1,159,755

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

11,783,109

Total Uninsured Shares and Deposits > $250K (F+J)

11,783,109

Total Insured Shares and Deposits > $250K (item 17 less item K)

322,350,476

Total Interest Expense (Sum of items 6 8)

5,542,941

Share Certificates

2,403

Number of Accounts for Share Drafts

14,150

IRA KEOGH Accounts

719

Number of Accounts for Regular Shares

32,238

Non Member Deposits

Money Market Shares

2,486

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

24,111,964

Total Liabilities

391,592,213

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Cornerstone Community Financial Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Cornerstone Community Financial Credit Union

How many branches does Cornerstone Community Financial Credit Union operate?

Cornerstone Community Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Cornerstone Community Financial Credit Union?

Yes, to access services at Cornerstone Community Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Cornerstone Community Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cornerstone Community Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Cornerstone Community Financial Credit Union offer online and mobile banking?

Most modern institutions like Cornerstone Community Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ccfinancial.com.