☰

Home›
Credit Unions›
Community Service Credit Union

iAdvertiser Disclosure

Community Service Credit Union Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Service Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 18, 2026

You can compare Community Service Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.50%, 6-month share certificate rates at 3.49% and 3-month share certificate rates at 3.50%. Savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to Community Service Credit Union rates. MonitorBankRates evaluates the financial stability of Community Service Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.92%. Rates were last updated on 06/18/2026.

Community Service Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Service Credit Union? Share your experience about Community Service Credit Union by leaving a review below, or read customer reviews before you decide to use Community Service Credit Union.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.92%

Excellent Higher than avg

Community Service Credit Union
Community Service Credit Union

250 FM 2821 Rd W
Huntsville, TX 77320 8422

https://www.cscutx.com

Current Rate Availability

We do not have Community Service Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Community Service Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Community Service Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Service Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community Service Credit Union

Website https://www.cscutx.com

Address 250 FM 2821 Rd W, Huntsville, TX 77320 8422

Phone 936-295-3980

Fax

President Doyle Scott

CEO John Hendricks

Full-Time Employees 34

Part-Time Employees 0

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.92%

Return on Assets (ROA)

0.4940%

Return on Equity (ROE)

5.3091%

Non-Performing Loans Ratio (NPL)

0.93%

Total Assets

161,539,616

Total Amount of Shares and Deposits

143,276,721

Total Shares and Deposits < 1 Year

137,110,252

Total Shares and Deposits 1 3 Years

6,062,959

Total Shares and Deposits > 3 Years

103,510

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

16,447,645

Total Uninsured Shares and Deposits > $250K (F+J)

16,447,645

Total Insured Shares and Deposits > $250K (item 17 less item K)

126,829,076

Total Interest Expense (Sum of items 6 8)

1,665,913

Share Certificates

528

Number of Accounts for Share Drafts

9,287

IRA KEOGH Accounts

206

Number of Accounts for Regular Shares

13,945

All other shares

Non Member Deposits

Money Market Shares

356

Net Income (unless the amount is already included in Undivided Earnings)

798,020

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

11,629,964

Total Liabilities

146,508,325

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Community Service Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/community-service-credit-union-rates-review-67974">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Community Service Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Community Service Credit Union

Frequently Asked Questions About Community Service Credit Union

How many branches does Community Service Credit Union operate?

Community Service Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community Service Credit Union?

Yes, to access services at Community Service Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community Service Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Service Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Community Service Credit Union offer online and mobile banking?

Most modern institutions like Community Service Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cscutx.com.