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Collins Community Credit Union

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Collins Community Credit Union Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Collins Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 14, 2026

You can compare Collins Community Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.78%, 6-month share certificate rates at 3.90% and 3-month share certificate rates at 0.20%. Savings rates are at 3.75% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 5.85%. All these rates can be compared to Collins Community Credit Union rates. MonitorBankRates evaluates the financial stability of Collins Community Credit Union with a 4.5 Star Rating, an B Overall Health Grade, and a Texas Ratio of 21.19%. Rates were last updated on 06/14/2026.

Collins Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Collins Community Credit Union? Share your experience about Collins Community Credit Union by leaving a review below, or read customer reviews before you decide to use Collins Community Credit Union.

Overall Health & Safety Grade

Solid Health Score: 84/100

MonitorBankRates Rating

4.5

Excellent Out of 5.0 Stars

Texas Ratio

21.19%

Good Higher than avg

Collins Community Credit Union
Blairs Ferry Road Office

1005 Blairs Ferry Rd NE
Cedar Rapids, IA 52402 1292

https://www.collinscu.org

Current Rate Availability

We do not have Collins Community Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Collins Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Collins Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Collins Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Collins Community Credit Union

Website https://www.collinscu.org

Address 1005 Blairs Ferry Rd NE, Cedar Rapids, IA 52402 1292

Phone 319-393-9000

Fax 319-378-3399

President Marsha Schulte

CEO Jason MacDonald

Full-Time Employees 199

Part-Time Employees 9

Branch Locations 9

ATM Locations 9

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.5 / 5.0 ★

Overall Health & Safety Grade

B (84/100)

Texas Ratio

21.19%

Return on Assets (ROA)

0.0736%

Return on Equity (ROE)

0.9371%

Non-Performing Loans Ratio (NPL)

2.55%

Total Assets

1,546,485,494

Total Amount of Shares and Deposits

1,336,210,883

Total Shares and Deposits < 1 Year

1,231,582,268

Total Shares and Deposits 1 3 Years

100,704,005

Total Shares and Deposits > 3 Years

3,924,609

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

206,649,174

Total Uninsured Shares and Deposits > $250K (F+J)

206,649,174

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,129,561,709

Total Interest Expense (Sum of items 6 8)

27,339,156

Share Certificates

7,496

Number of Accounts for Share Drafts

43,062

IRA KEOGH Accounts

2,005

Number of Accounts for Regular Shares

129,588

All other shares

861

Non Member Deposits

Money Market Shares

4,805

Net Income (unless the amount is already included in Undivided Earnings)

968,757

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

95,305,319

Total Liabilities

1,442,401,936

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Collins Community Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Collins Community Credit Union

How many branches does Collins Community Credit Union operate?

Collins Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Collins Community Credit Union?

Yes, to access services at Collins Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Collins Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Collins Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Collins Community Credit Union offer online and mobile banking?

Most modern institutions like Collins Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.collinscu.org.