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Altura Credit Union

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Altura Credit Union Rates & Review June 2026

Q: How many branches does Altura Credit Union operate?

Altura Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Altura Credit Union?

Yes, to access services at Altura Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Altura Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Altura Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 15, 2026

You can compare Altura Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 4.25%, 6-month share certificate rates at 3.50% and 3-month share certificate rates at 1.00%. Savings rates are at 0.25% and money market rates are at 1.06%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to Altura Credit Union rates. MonitorBankRates evaluates the financial stability of Altura Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.87%. Rates were last updated on 06/15/2026.

Altura Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Altura Credit Union? Share your experience about Altura Credit Union by leaving a review below, or read customer reviews before you decide to use Altura Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.87%

Excellent Lower than avg

Altura Credit Union
Altura Credit Union Operation and Technology Center

2847 Campus Pkwy
Riverside, CA 92507 0906

https://www.alturacu.com

Current Rate Availability

We do not have Altura Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Altura Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Altura Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Altura Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Altura Credit Union

Website https://www.alturacu.com

Address 2847 Campus Pkwy, Riverside, CA 92507 0906

Phone 877-258-8721

Fax

President Jerry Rivera

CEO Jennifer Binkley

Full-Time Employees 393

Part-Time Employees 80

Branch Locations 21

ATM Locations 21

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.87%

Return on Assets (ROA)

0.1631%

Return on Equity (ROE)

1.7874%

Non-Performing Loans Ratio (NPL)

0.29%

Total Assets

2,707,381,215

Total Amount of Shares and Deposits

2,158,242,604

Total Shares and Deposits < 1 Year

2,137,809,012

Total Shares and Deposits 1 3 Years

16,892,685

Total Shares and Deposits > 3 Years

3,540,907

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

139,825,107

Total Uninsured Shares and Deposits > $250K (F+J)

139,825,107

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,018,417,497

Total Interest Expense (Sum of items 6 8)

8,321,142

Share Certificates

13,100

Number of Accounts for Share Drafts

167,449

IRA KEOGH Accounts

2,323

Number of Accounts for Regular Shares

129,822

Money Market Shares

11,552

Net Income (unless the amount is already included in Undivided Earnings)

4,414,506

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

106,135,045

Total Liabilities

2,551,994,156

Source: NCUA — Last Updated 03/31/2024

Customer Reviews

There are no reviews for Altura Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Altura Credit Union

Frequently Asked Questions About Altura Credit Union

How many branches does Altura Credit Union operate?

Altura Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Altura Credit Union?

Yes, to access services at Altura Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Altura Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Altura Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Altura Credit Union offer online and mobile banking?

Most modern institutions like Altura Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alturacu.com.