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Best Checking Account California

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The best checking account in California can be found right here at MonitorBankRates.com. Right now on our checking account rate tables in California, FNBO Direct and Capital One Direct have the best California checking account rates.

Both banks are currently advertising checking account rates at 1.09 percent with a checking account yield of 1.10 percent. Capital One Bank’s minimum opening deposit is $1 and FNBO Direct has a minimum opening deposit of $500.

The second best California checking account rate in California is from Flagstar Bank. The bank’s current checking account rate is 0.85 percent with a yield of 0.85 percent. The minimum opening deposit is only $1.

Luther Savings Bank and First Internet Bank of Indiana are tied for the third best checking account rate in CA. Both banks are currently offering their checking account rate at 0.75 percent with an yield of 0.75 percent. Luther Savings Bank’s minimum opening deposit is $500 and First Internet Bank of Indiana’s minimum opening depoist is $1,000.

Best Checking Account California

  • Capital One Direct Banking 1.10% Yield Min $ 1    
  • FNBO Direct 1.10% Yield Min $500    
  • Flagstar Bank 0.85% Yield Min $ 1   
  • First Internet Bank of IN 0.75% Yield Min $500   
  • Luther Burbank Savings 0.75% Yield Min $1000   
  • Bank of Internet USA 0.71% Yield Min $ 1   
  • Salem Five Direct 0.60% Yield Min $ 1   
  • EverBank 0.51% Yield Min $ 1 Intro Rate-3, New Money Required 
  • Ally Bank 0.50% Yield Min $ 1   
  • ING DIRECT 0.25% Yield Min $ 1   
  • Giantbank.com 0.25% Yield Min $1000   
  • La Jolla Bank 0.25% Yield Min $1000   
  • Citibank 0.15% Yield Min $ 1 Must have at least $100K combined on loans or deposits or $250K + in mortgage.
  • U.S. Bank 0.15% Yield Min $ 1 Must have a Five Star Money MarketSavings account.
  • First Bank & Trust 0.10% Yield Min $ 1   
  • Allstate Bank 0.10% Yield Min $ 1   
  • Bank of the Sierra 0.10% Yield Min $ 1   
  • Northern Trust 0.10% Yield Min $ 1   
  • Nationwide Bank 0.10% Yield Min $ 1   
  • Zions Bank 0.05% Yield Min $ 1   
  • E*TRADE Bank 0.05% Yield Min $ 1   
  • Bank of America 0.05% Yield Min $ 1   
  • Bank of the West 0.05% Yield Min $ 1   
  • Wells Fargo Bank 0.05% Yield Min $ 1 Bonus interest rates on linked select savings accounts and .10 basis point increase on CD’s.
  • Oak Valley Community Bank 0.05% Yield Min $250   
  • Bank of Marin 0.05% Yield Min $100   
  • Westamerica Bank 0.05% Yield Min $1000   
  • California Bank & Trust 0.05% Yield Min $ 1   
  • Mechanics Bank 0.05% Yield Min $ 1   
  • Fremont Bank 0.05% Yield Min $ 1   
  • Ameriprise Bank FSB 0.05% Yield Min $ 1   
  • Chase 0.01% Yield Min $ 1   
    Union Bank 0.01% Yield Min $ 1   
    HSBC Advance 0.01% Yield Min $ 5 Must have balance of $100K in combined account. 
 
Author: Lisa Graham
November 16th, 2010