Navy FCU Mortgage Rates

navy-fcu-mortgage-ratesNavy Federal Credit Union is offering some of the best mortgage rates available today. Navy FCU is also offering 100 percent financing which is unusual these days.  The 100 percent financing option is for home purchases only, not for refinancing a mortgage.

The credit union's current fixed 30 year mortgage rate is advertised at 4.75 percent with 1.25 mortgage discount points. The mortgage rate increases to 5.00% with 0.25 mortgage points. The national average 30 year mortgage rate is currently just under 5.00 percent at 4.95 percent.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
5.604%
15-Year Fixed
5.375%
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$3,242 /mo
New American Funding, LLC.
NMLS #6606
6.132%
15-Year Fixed
5.990%
$3,644
Includes 0.911 points for $3,644
Lender Fees: $0
$3,374 /mo
District Lending
NMLS #1835285
6.482%
30-Year Fixed
6.375%
$4,500
Includes 0.625 points for $2,500
Lender Fees: $2,000
$2,496 /mo
New American Funding, LLC.
NMLS #6606
6.833%
30-Year Fixed
6.740%
$3,828
Includes 0.957 points for $3,828
Lender Fees: $0
$2,592 /mo
Rocket Mortgage
NMLS #3030
7.035%
15-Year Fixed
6.875%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,568 /mo
District Lending
NMLS #1835285
7.143%
5-Year ARM
7.000%
$5,804
Includes 0.951 points for $3,804
Lender Fees: $2,000
$2,662 /mo
Rocket Mortgage
NMLS #3030
7.200%
30-Year Fixed
7.125%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$2,695 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

30 year jumbo mortgage rates are probably the best mortgage rates being advertised at Navy FCU. 30 year jumbo mortgage rates are advertised at 5.00 percent with 1.25 mortgage discount points. 15 year jumbo rate mortgages are being advertised at 4.50 percent with 0.75 points, another great rate!

Here is a current list mortgage rates at Navy Federal Credit Union.

  • 30Yr Conforming 4.750% rate with 1.25 points
  • 30Yr Conforming 4.865% rate with 0.25 points
  • 30Yr Super Conforming 4.875% rate with 1.25 points
  • 30Yr Super Conforming 5.00% rate with o.25 points
  • 15Yr Conforming 4.250% rate with 0.75 points
  • 15Yr Conforming 4.375% rate with 0.25 points
  • 15Yr Super Conforming 4.375%  rate with 0.75 points
  • 15Yr Jumbo 4.500% rate with 0.75 points

The credit union also offers FHA mortgage rates, VA mortgage rates, and adjustable mortgage rates. For more information on Navy Federal Credit Union mortgages and their 100% financing offer visit Navy Federal Credit Union.

 
Author: Brian McKay
March 9th, 2010

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