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Best Money Market Rates in Saint Louis, Missouri (MO) - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 3, 2026

Current Saint Louis, Missouri and the surrounding area money market rates include FCB BanksFCB Banks12000 Tesson Ferry Rd, Saint Louis, MO 63128A+5.0 ★Texas Ratio: 3.72% Hometown Money Market (with Direct Deposit) at 4.05% APY, EverBankEverBank211 N Broadway, Saint Louis, MO 63102B4.5 ★Texas Ratio: 20.65% Performance® Money Market at 3.80% APY, Together Credit UnionTogether Credit Union3805 Union Rd, Saint Louis, MO 63125 4320A+5.0 ★Texas Ratio: 5.65% Money Market at 3.75% APY, UMB BankUMB Bank2 S Broadway, Saint Louis, MO 63102A+5.0 ★Texas Ratio: 0.71% UMB Retail Money Market at 3.71% APY, and Century Credit UnionCentury Credit Union1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405A+5.0 ★Texas Ratio: 0.83% Prime Money Market at 3.30% APY. Money market rates as of April 3, 2026 according to verified data from MonitorBankRates.

To see how these money market rates in Saint Louis, Missouri and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Saint Louis, Missouri (MO) are continually updated we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Saint Louis, Missouri and surrounding area. Last Updated and Verified: April 3, 2026

Compare the Best Money Market Rates Today in Saint Louis, Missouri & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
4.05%
$0
View
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (without Direct Deposit)
3.95%
$0
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (with Primary Business Checking at FCB)
3.95%
$0
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance® Money Market
3.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market (IRA)
3.75%
$0
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

New money only

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market
3.75%
$0
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

New money only

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
2 S Broadway, Saint Louis, MO 63102
UMB Retail Money Market
3.71%
$0
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (with Primary Business Checking at FCB)
3.70%
$0
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (without Primary Business Checking at FCB)
3.70%
$0
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (without Direct Deposit)
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (with Primary Business Checking at FCB)
3.60%
$0
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (with Primary Business Checking at FCB)
3.55%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Business Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (without Primary Business Checking at FCB)
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (without Primary Business Checking at FCB)
3.35%
$0
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (without Primary Business Checking at FCB)
3.30%
$0
View
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Prime Money Market
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Premier Relationship Money Market
3.25%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1805 Craigshire Dr, Saint Louis, MO 63146
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (without Direct Deposit)
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Express Money Market - New Deposits Only
3.14%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Express Money Market
3.14%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 28, 2026
Details

new deposits only (savings and money market funds currently on deposit at Neighbors Credit Union do not qualify)

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (without Direct Deposit)
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
4249 Watson Rd, Saint Louis, MO 63109 1214
Money Management Checking (Money Market)
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Edward Jones Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
Edward Jones Money Market Fund Investment Shares
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

7-Day Current Yield

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (without Direct Deposit)
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
5530 Fyler Ave, Saint Louis, MO 63139
Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Edward Jones Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
Edward Jones Money Market Fund Retirement Shares
2.99%
$0
View
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

7-Day Current Yield

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
4249 Watson Rd, Saint Louis, MO 63109 1214
Money Management Checking (Money Market)
2.90%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.84%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
5530 Fyler Ave, Saint Louis, MO 63139
Money Market
2.80%
$0
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.73%
$0
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.68%
$0
View
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.63%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.63%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
5530 Fyler Ave, Saint Louis, MO 63139
Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (without Direct Deposit)
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.43%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
5530 Fyler Ave, Saint Louis, MO 63139
Money Market
2.40%
$0
View
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (without Direct Deposit)
2.40%
$0
View
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Smart Savers (Money Market)
2.32%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
4249 Watson Rd, Saint Louis, MO 63109 1214
Money Management Checking (Money Market)
2.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO 63101
Money Market
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Business Money Market
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Money Market
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
49er Jumbo Money Market
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
5530 Fyler Ave, Saint Louis, MO 63139
Money Market
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
49er Jumbo Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
49er Premier Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
Money Market Accounts
2.07%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
49er Premier Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Commercial Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance® Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Premier Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO 63101
Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
49er Premier Money Market
1.95%
$0
View
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Premier Money Market
1.95%
$0
View
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Premier Money Market
1.85%
$0
View
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
Money Market Accounts
1.81%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Commercial Money Market
1.80%
$0
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Business Money Market Account
1.77%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO 63101
Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
2345 S Brentwood Blvd, Saint Louis, MO 63144 2033
Business Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Business Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
49er Premier Money Market
1.70%
$0
View
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Business Money Market Account
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market Account 1
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market Account
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
Money Market Accounts
1.61%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Premier Money Market
1.60%
$0
View
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Commercial Money Market
1.60%
$0
View
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Business Money Market Account
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market Account 1
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market Account
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market (IRA)
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Based on average daily balance

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market Account 1
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market Account
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Based on average daily balance

Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
Money Market Accounts
1.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
2345 S Brentwood Blvd, Saint Louis, MO 63144 2033
Business Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Business Money Market Account
1.46%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Business Money Market
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
49er Premier Money Market
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
12040 Tesson Ferry Rd, Saint Louis, MO 63128
Money Market Accounts
0.75%
$0
View
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★ Texas Ratio: 9.94%
2330 West Port Plaza Dr, Saint Louis, MO 63146
Personal Money Market
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★ Texas Ratio: 9.94%
2330 West Port Plaza Dr, Saint Louis, MO 63146
Business Money Market
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Premier Money Market
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Saint Louis, Missouri and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Saint Louis, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Saint Louis, Missouri. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MO.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Saint Louis, Missouri

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Missouri.

Are Money Market accounts in Saint Louis, Missouri safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Missouri up to $250,000 per depositor, per institution.

How often do MMA rates change in Saint Louis, Missouri?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Missouri rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Saint Louis, Missouri

Here are some of the highest money market account APYs currently available in Saint Louis, Missouri and the surrounding area:
  • FCB Banks
    Hometown Money Market (with Direct Deposit) — 4.05% APY
  • EverBank
    Performance® Money Market — 3.80% APY
  • Together Credit Union
    Money Market — 3.75% APY
  • UMB Bank
    UMB Retail Money Market — 3.71% APY
  • Century Credit Union
    Prime Money Market — 3.30% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Saint Louis, Missouri. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 3, 2026

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