West Virginia Housing Affordability Index
Daily affordability score for West Virginia compared to the national average. Updated every night using live mortgage rates and U.S. Census Bureau income and home value data.
West Virginia Affordability Ranking
West Virginia MBR-HAI · 90-Day Trend
Dashed line = national average. Amber dashed line = 100 baseline. Score updates each morning after the nightly rate aggregation run.
Key Affordability Factors · West Virginia
Source: U.S. Census Bureau American Community Survey and Current Population Survey. Mortgage rate from MBR live rate database.
How West Virginia Ranks Among All States
| Rank | State | MBR-HAI Score | Affordability |
|---|---|---|---|
| 1 | West Virginia You are here | 148.1 | Highly Affordable |
| 2 | Arkansas | 139.9 | Highly Affordable |
| 3 | Alabama | 137.2 | Highly Affordable |
| 4 | Mississippi | 134.6 | Highly Affordable |
| ▼ See all 51 state rankings → | |||
Showing states ranked near West Virginia · May 26, 2026 • View complete national rankings →
Download West Virginia HAI Data
2026-05-26,WV,148.1,100.0,6.579
Daily scores for all 51 states, filter by state or date in Excel or Google Sheets.
All States (CSV)Press & Citation Resources · West Virginia
Ready-to-publish sentences using today's West Virginia data, an email template you can send to clients, and direct contact for press inquiries or custom data requests.
Ready-to-Publish Sentences
Each sentence updates daily with the live West Virginia score. Free for editorial use with attribution to MonitorBankRates.
In West Virginia, the MonitorBankRates (MBR) Housing Affordability Index stood at 148.1 on May 26, 2026, ranking #1 of 51 U.S. states for homeownership affordability and indicating highly affordable conditions relative to the national baseline. The state-level reading combines West Virginia's 30-year mortgage rate average of 6.579% with U.S. Census Bureau housing values, household income, property taxes, and cost burden data.
“West Virginia's MonitorBankRates (MBR) Housing Affordability Index score of 148.1 places it #1 of 51 nationwide. Above the 100 baseline, that means buyer purchasing power in West Virginia is stronger than the long-run national average computed at a 6.5% mortgage rate. The state's 30-year average is currently 6.579%, and the index outperforms the national average.”
Brian McKay, MonitorBankRates
🏠 MonitorBankRates (MBR) Housing Affordability Index. West Virginia: 148.1 (Highly Affordable), rank #1 of 51 states. 30-yr mortgage avg: 6.58%. National baseline = 100. Updated daily · via @MonitorBankRates → https://www.monitorbankrates.com/housing-affordability-index/west-virginia/
Housing affordability in West Virginia is currently sitting at 148.1 on the MonitorBankRates (MBR) Housing Affordability Index, ranking it #1 of 51 U.S. states. With 100 representing the long-term national baseline at a 6.5% reference rate, West Virginia's 30-year mortgage rate of 6.58% reflects highly affordable conditions for local buyers. The state outperforms the national average as a whole.
Mortgage Broker Email Template
Pre-written client update for West Virginia homebuyers. Personalize the bracketed fields and send.
For Press & Researchers
The West Virginia MBR-HAI is free to cite for editorial, academic, and policy use with attribution. We're happy to provide additional support:
- Custom data cuts: West Virginia metros, MSAs, or historical slices on request
- Embargo-friendly releases: give us 24 hours notice for scheduled coverage
- Background interviews: methodology, market context, or commentary on rate moves
- Direct contact: contact form or reply to any address listed there
For our published citation history and recent media mentions, see MBR in the Press.
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