Utah Housing Affordability Index
Daily affordability score for Utah compared to the national average. Updated every night using live mortgage rates and U.S. Census Bureau income and home value data.
Utah Affordability Ranking
Utah MBR-HAI · 90-Day Trend
Dashed line = national average. Amber dashed line = 100 baseline. Score updates each morning after the nightly rate aggregation run.
Key Affordability Factors · Utah
Source: U.S. Census Bureau American Community Survey and Current Population Survey. Mortgage rate from MBR live rate database.
How Utah Ranks Among All States
| Rank | State | MBR-HAI Score | Affordability |
|---|---|---|---|
| ▲ See top 33 states → | |||
| 34 | Montana | 94.6 | Near National Average |
| 35 | Florida | 94.2 | Near National Average |
| 36 | Vermont | 92.5 | Near National Average |
| 37 | Utah You are here | 92.4 | Near National Average |
| 38 | Maryland | 91.6 | Near National Average |
| 39 | Connecticut | 89.8 | Moderately Less Affordable |
| 40 | Nevada | 88.2 | Moderately Less Affordable |
| ▼ See all 51 state rankings → | |||
Showing states ranked near Utah · May 26, 2026 • View complete national rankings →
Download Utah HAI Data
2026-05-26,UT,92.4,100.0,6.502
Daily scores for all 51 states, filter by state or date in Excel or Google Sheets.
All States (CSV)Press & Citation Resources · Utah
Ready-to-publish sentences using today's Utah data, an email template you can send to clients, and direct contact for press inquiries or custom data requests.
Ready-to-Publish Sentences
Each sentence updates daily with the live Utah score. Free for editorial use with attribution to MonitorBankRates.
In Utah, the MonitorBankRates (MBR) Housing Affordability Index stood at 92.4 on May 26, 2026, ranking #37 of 51 U.S. states for homeownership affordability and indicating near national average conditions relative to the national baseline. The state-level reading combines Utah's 30-year mortgage rate average of 6.502% with U.S. Census Bureau housing values, household income, property taxes, and cost burden data.
“Utah's MonitorBankRates (MBR) Housing Affordability Index score of 92.4 places it #37 of 51 nationwide. Below the 100 baseline, that means buyer purchasing power in Utah is weaker than the long-run national average computed at a 6.5% mortgage rate. The state's 30-year average is currently 6.502%, and the index lags the national average.”
Brian McKay, MonitorBankRates
🏠 MonitorBankRates (MBR) Housing Affordability Index. Utah: 92.4 (Near National Average), rank #37 of 51 states. 30-yr mortgage avg: 6.50%. National baseline = 100. Updated daily · via @MonitorBankRates → https://www.monitorbankrates.com/housing-affordability-index/utah/
Housing affordability in Utah is currently sitting at 92.4 on the MonitorBankRates (MBR) Housing Affordability Index, ranking it #37 of 51 U.S. states. With 100 representing the long-term national baseline at a 6.5% reference rate, Utah's 30-year mortgage rate of 6.50% reflects near national average conditions for local buyers. The state lags the national average as a whole.
Mortgage Broker Email Template
Pre-written client update for Utah homebuyers. Personalize the bracketed fields and send.
For Press & Researchers
The Utah MBR-HAI is free to cite for editorial, academic, and policy use with attribution. We're happy to provide additional support:
- Custom data cuts: Utah metros, MSAs, or historical slices on request
- Embargo-friendly releases: give us 24 hours notice for scheduled coverage
- Background interviews: methodology, market context, or commentary on rate moves
- Direct contact: contact form or reply to any address listed there
For our published citation history and recent media mentions, see MBR in the Press.
