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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, or the rates shown.
Written by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Co-Founder & Lead Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Co-Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates and data displayed are actual, verified figures sourced directly from financial institutions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Published: June 28, 2014 | Updated: April 2, 2024

Top CD Rates on 6 Month Certificates of Deposit

CD rates are moving higher in the coming years because the Federal Reserve will be increasing their key benchmark rate, the federal funds rate. Therefore you should stay invested in shorter term certificates of deposit to take advantage of higher CD rates when they do arrive.

To help you with your search for the best CD rates right now on short term certificates of deposit, we have compiled lists of the top 3 month and 6 month rates available.

Top 6 Month CD Rates and APY

  1. Zions Direct Rate 1.00% APY 1.00%
  2. Doral Direct Rate 0.87% APY 0.87%
  3. AloStar Bank of Commerce Rate 0.75% APY 0.75%
  4. Colorado Federal Savings Bank Rate 0.70% APY 0.70%
  5. EH National Bank Rate 0.70% APY 0.70%
  6. My e-BAnC by BAC Florida Bank Rate 0.70% APY 0.70%
  7. GE Capital Bank Rate 0.70% APY 0.70%
  8. Discover Bank Rate 0.65% APY 0.65%
  9. Virtual Bank Rate 0.65% APY 0.65%
  10. Ally Bank Rate 0.60% APY 0.60%
  11. First Internet Bank of Indiana Rate 0.60% APY 0.60%

Top 3 Month CD Rates

  1. EverBank Rate 0.45% APY 0.45%
  2. Alostar Bank of Commerce Rate 0.45% APY 0.45%
  3. Virtual Bank Rate 0.40% APY 0.40%
  4. Barclays Bank Rate 0.35% APY 0.35%
  5. Discover Bank Rate 0.35% APY 0.35%
  6. First Internet Bank of Indiana Rate 0.35% APY 0.35%
  7. Ally Bank Rate 0.30% APY 0.30%
  8. USAA Rate 0.30% APY 0.30%
  9. E-LOAN  Rate 0.25% APY 0.25%
  10. EH National Bank Rate 0.20% APY 0.20%
  11. giantbank.com Rate 0.20% APY 0.20%
  12. TAB Bank Rate 0.20% APY 0.20%

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