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Best CD Rates in New Jersey

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Finding the best CD rates currently available isn't an easy thing to do these days since CD rates are so low. The current national average 12 month CD rate is only 0.87 percent. Longer term CD rates aren't much better. The current national average 60 month CD rate is averaging 2.25 percent.

Of course you can find CD rates better than the national average rates. We have compiled a list of the best CD rates from banks and credit unions in New Jersey. Our best CD rates lists includes 3 month CD rates, 6 month CD rates and 12 month CD rates.



Searching for the best CD rates? Use our CD rate tables at CDRates.MonitorBankRates.com to find the best CD rates in your area.

The highest 3 month CD rate on our list of best CD rates is from Kearney Federal Savings Bank. The bank’s current 3 month bank CD rate is 1.03 percent with an annual percentage yield (APY) of 1.05 percent. Second on the list of the best 3 month CD rates is Hudson City Savings Bank. The bank's current 3 month CD interest rate is 0.99 percent with an APY of 1.00 percent.

Flagstar Bank has the highest 6 month CD rate on our best 6 month CD rates at banks and credit unions. Flagstar bank's current 6 month CD interest rate is 1.24 percent with an APY of 1.25 percent. Discover Bank is next on the list with a 6 month CD rate of 1.14 percent with an APY of 1.15 percent.

Flagstar Bank and Sallie Mae Bank have the best 12 month CD rates on our 12 month list. Both banks currently have a 12 month CD rate of 1.54 percent with an APY of 1.55 percent.

Best CD Rates in New Jersey


Best 3 month CD Rates and CD Yields



Best 6 month CD Rates and CD Yields



  • Flagstar Bank CD Rates 1.24% APY 1.25% Min $500  

  • Discover Bank CD Rate 1.14% APY 1.15% Min $2500    

  • Ally Bank CD Rates 1.13% APY 1.14% Min $ 1     

  • Giantbank.com CD Rate 1.10% APY 1.11% Min $2500     

  • Kearney Federal Savings Bank CD Rates 1.09% APY 1.10% Min $1000     

  • AIG Bank CD Rate 1.06% APY 1.06% Min $2500      

  • Nationwide Bank 1.05% APY 1.05% Min $10,000    

  • Hudson City Savings Bank 1.05% APY 1.05% Min $500      

  • Bogota Savings Bank 1.05% APY 1.05% Min $1000    

  • Pentagon Federal Credit Union 1.02% APY 1.02% Min $1000


Best 12 month CD Rates and CD Yields



  • Sallie Mae CD Rates 1.54% APY 1.55% Min $ 1   

  • Flagstar Bank CD Rates 1.54% APY1.55% APY  Min $500    

  • Bank of Internet USA CD Rates 1.53% APY 1.54% Min $1000    

  • Discover Bank CD Rate 1.49% APY 1.50% Min $2500   

  • American Express Bank CD Interest Rate 1.49% APY 1.50% Min $ 0    

  • Tennessee Commerce Bank Rate 1.49% APY 1.50% Min $2500     

  • Ally Bank CD Interest Rate 1.48% APY 1.49% Min $ 1     

  • AIG Bank Rates 1.48% APY 1.49% Min $2500      

  • Giantbank.com Bank CD Rates 1.45% APY 1.46% Min $2500      

  • Nationwide Bank CD Rate 1.39% APY 1.40% Min $10,000

 
Author: Brian McKay
June 10th, 2010