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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, or the rates shown.
Written by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates and data displayed are actual, verified figures sourced directly from financial institutions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Published: September 8, 2010 | Updated: June 28, 2015

Best CD Interest Rates in Massachusetts

The national average CD rates have been on a long decline this year. 12 month CD rates have been averaging less than 1.00 percent all year and 18 month CD rates are now under 1.00 percent. The current national average 18 month CD rate is averaging 0.96 percent.

There are bank CD rates and credit union CD rates better than the current national average CD rates. We have complied a list of the best 6 month CD rates, best 12 month CD rates and best 18 month CD rates in the state of Massachusetts (MA).

Best CD Rates and CD Yields in Massachusetts

Best 6 month CD Rates in MA

  • Flagstar Bank CD Rates 1.24% APY 1.25% Min $50
  • Ally Bank CD Rate 1.13% APY 1.14% Min $ 1 
  • Giantbank.com CD Interest Rates 1.10% APY 1.11% Min $2500 
  • Nationwide Bank CD Rates 1.05% APY 1.05% Min $10,000 
  • AIG Bank CD Rate 1.01% APY 1.01% APY Min $2500 
  • Discover Bank Interest Rates 1.00% APY 1.00% Min $2500

Best 12 month CD Rates in MA

  • Sallie Mae CD Rates 1.54% APY 1.55% Min $ 1
  • Flagstar Bank Rates 1.54% APY 1.55% Min $500
  • Bank of Internet USA CD Rate 1.47% APY 1.48% Min $1000
  • Giantbank.com Rates 1.45% APY 1.46% Min $2500
  • Discover Bank CD Interest Rates 1.44% APY 1.45% Min $2500
  • Nationwide Bank CD Rate 1.44% APY 1.45% Min $10,000

Best 18 month CD Rates in MA

  • Discover Bank CD Rate 1.59% APY 1.60% Min $2500 
  • Nationwide Bank Interest Rates 1.54% APY 1.55% Min $10,000 
  • Ally Bank CD Rates 1.53% APY 1.54% Min $ 1 
  • EmigrantDirect.com Rates 1.49% APY 1.50% Min $1000 
  • Bank of Internet USA Rates 1.47% APY 1.48% Min $1000

Use our free CD calculator and CD ladder calculator to calculate your certificate of deposit investment return.