White River Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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White River Credit Union12-month CD rates can be found at 0.30%, 6-month CD rates at 0.50% and 3-month CD rates at 0.25%. Savings rates are at 0.08% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 6.58%. Credit Card rates are at 9.90%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to White River Credit Union rates.

Compare White River Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of White River Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

White River Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at White River Credit Union? Share your experience about White River Credit Union by leaving a review below, or read customer reviews before you decide to use White River Credit Union.

Overall, White River Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
White River Credit Union
Main Office
96 N Main St
Rochester, VT 05767 9704
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare White River Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
24-Month CD
4.35%
$500
Bank of Fayette County
Bank of Fayette County
9-Month CD
4.27%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
12-Month CD
4.00%
$1,000
Iron Workers SB
Iron Workers SB
18-Month CD
3.75%
$500
Senath State Bank
Senath State Bank
12-Month CD
3.55%
$500
The Dolores State Bank
The Dolores State Bank
36-Month CD
3.55%
$1,000
City Credit Union
City Credit Union
48-Month CD
3.45%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
60-Month CD
3.40%
$500
Kearney Trust Company
Kearney Trust Company
36-Month CD
3.30%
$100
First Resource Bank Exton, PA
First Resource Bank Exton, PA
60-Month CD
3.25%
$500
Mercantile Bank
Mercantile Bank
60-Month CD
3.03%
$500
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
24-Month CD
3.03%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
36-Month CD
3.00%
$500
Bank of Luxemburg
Bank of Luxemburg
Loyalty Checking
3.00%
$1
Coffee County Bank
Coffee County Bank
24-Month CD
3.00%
$1,000
Fox Valley Savings Bank
Fox Valley Savings Bank
36-Month CD
3.00%
$500
National Bank of Malvern
National Bank of Malvern
48-Month CD
3.00%
$2,500
Adrian Bank
Adrian Bank
48-Month CD
2.77%
$1,000
Chesapeake Bank
Chesapeake Bank
12-Month CD
2.75%
$1,000
M.Y. Safra Bank
M.Y. Safra Bank
18-Month CD
2.75%
$500
Badger Bank
Badger Bank
12-Month CD
2.74%
$1,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
60-Month CD
2.52%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
Elite NOW Checking
2.50%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
18-Month CD
2.28%
$1,000
Androscoggin Savings Bank
Androscoggin Savings Bank
60-Month CD
2.25%
$500
CNB of McConnelsville
60-Month CD
1.75%
$5,000
FSB Mcpherson, KS
FSB Mcpherson, KS
12-Month CD
1.61%
$1,000
Bank of Herrin
Bank of Herrin
48-Month CD
1.53%
$1,000
The Peoples Community Bank
The Peoples Community Bank
18-Month CD
1.30%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
60-Month CD
1.26%
$500
SouthernTrust Bank
SouthernTrust Bank
12-Month CD
1.26%
$1,000
Lisle Savings Bank
Lisle Savings Bank
E-Savings
1.25%
$50,000
Huron Valley State Bank
Huron Valley State Bank
Statement Savings
1.00%
$1
cfsbank
cfsbank
Money Market
0.75%
$100
Catskill Hudson Bank
Catskill Hudson Bank
48-Month CD
0.70%
$500
First National Bank in Trinidad
First National Bank in Trinidad
18-Month CD
0.60%
$1,000
Norway Savings Bank
Norway Savings Bank
36-Month CD
0.60%
$500
Bank of 1889
Bank of 1889
12-Month CD
0.50%
$500
FirsTier Bank
FirsTier Bank
24-Month CD
0.50%
$0
Columbus Bank and Trust Company
Columbus Bank and Trust Company
Premier Checking
0.36%
$2,500
Riverside Savings Bank
Riverside Savings Bank
12-Month CD
0.35%
$1,000
Stoughton Co-operative Bank
Stoughton Co-operative Bank
12-Month CD
0.25%
$500
FSB Holton, KS
FSB Holton, KS
Signature Savings
0.25%
$50
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
Interest Checking
0.05%
$500
Fulton Savings Bank
Fulton Savings Bank
Money Market
0.05%
$100
Miami Savings Bank
Miami Savings Bank
Triple Rate Savings
0.05%
$2,500
Glen Burnie MSB
Statement Savings
0.05%
$100
Farmers State Bank of Calhan
Farmers State Bank of Calhan
SuperNOW Checking
0.05%
$0
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
High Performance Savings
0.03%
$25
Badger Bank
Badger Bank
Go Green NOW Checking
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare White River Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.250%
5.319%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.375%
5.552%
0.500
M&T Bank
M&T Bank
15-Year Fixed Jumbo
5.625%
5.651%
0.000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
15-Year Fixed
5.500%
5.712%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
5.750%
5.812%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
Citi
Citi
15-Year Fixed
5.500%
5.847%
1.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15-Year Fixed
5.750%
5.847%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
5.750%
5.848%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
5.750%
5.871%
0.000
Manasquan Bank
Manasquan Bank
15-Year Fixed
5.750%
5.875%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
5.875%
5.875%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
5.875%
5.916%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
15-Year Fixed
5.875%
5.927%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.000%
6.094%
0.000
Partners Federal Credit Union
Partners Federal Credit Union
30-Year Fixed
5.990%
6.094%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
20-Year Fixed
6.000%
6.146%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.000%
6.160%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.167%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
5.875%
6.170%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30-Year Fixed
6.125%
6.176%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare White River Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare White River Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
ACFCU
ACFCU
Line of Credit
13.700%
$0
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have White River Credit Union rate data right now, check back for updates, we are adding rates all the time.

White River Credit Union Information

Credit Union Name: White River Credit Union
Full Time Employees: 11
Part Time Employees: 1
President: Nancy Harvey
CEO: Wanda Dunham
Branch Locations: 3
ATM Locations: 2
Corporate Office Address:
96 N Main St
Rochester, VT 05767 9704
Phone Number: 802-767-3333
Fax Number: 802-767-3046

White River Credit Union Financials

Total Assets:
49,309,981
Total Amount of Shares and Deposits:
43,889,246
Total Shares and Deposits < 1 Year:
43,292,852
Total Shares and Deposits 1 3 Years:
596,394
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
527,194
Total Uninsured Shares and Deposits > $250K (F+J):
527,194
Total Insured Shares and Deposits > $250K (item 17 less item K):
43,362,052
Total Interest Expense (Sum of items 6 8):
38,128
Share Certificates:
95
Number of Accounts for Share Drafts:
2,410
IRA KEOGH Accounts:
190
Number of Accounts for Regular Shares:
5,564
Money Market Shares:
106
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,332,116
Total Liabilities:
44,398,956
Show More

White River Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Personal income and disposable income were both higher in the month of September but very low savings rates caused the personal savings rate to decline in the month of September. Personal income increased $48.1 billion, or 0.4 percent, and disposable personal income (DPI) increased $43.0 billion, or 0.4 percent, in September, according to the Bureau of Economic Analysis.
mortgage-refinance-30-year-mortgage-refinance-rates-at-491-15-year-mortgage-refinance-rates-at-432Mortgage refinance rates continue to drift down this week. 30 year mortgage refinance rates are down to 4.91 percent, down from an average 30 year refinance rate of 4.95 percent earlier this week. 15 year mortgage refinance rates are also lower this week.  The average rate on a 15 year mortgage refinance loan is down to averaging 4.32%, down from a rate of 4.35 percent earlier this week.
Searching and comparing auto loan rates in Pennsylvania? We have compiled a list of the best auto loan rates in Pennsylvania for a 48 month new car loan in the amount of $25,000. The best auto loan rate on our auto loan rates table in the State of Pennsylvania is from Pentagon Federal Credit Union (PenFed). PenFed’s 48 month new car loan rate is currently 2.99 percent with zero auto loan rate discount points.

Bank or Credit Union Offers and Deals

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White River Credit Union Reviews

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