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Volt Credit Union Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Volt Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Volt Credit Union, and you can see how they compare in the Volt Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Volt Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.62%. Database rates last updated and verified on 08/29/2026.

Volt Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Volt Credit Union? Share your experience about Volt Credit Union by leaving a review below, or read customer reviews before you decide to use Volt Credit Union.

MonitorBankRates Exceptional Health Badge 2026 Exceptional Health Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.62%
Excellent Lower than avg
Volt Credit Union
Republic Road
2624 W Republic Rd
Springfield, MO 65807
https://voltcu.org
Member NCUA

Current Rate Availability

We're not currently displaying rates for Volt Credit Union, but our database is updated constantly — check back soon for the latest offers.

Are you with Volt Credit Union? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Volt Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Volt Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Volt Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Volt Credit Union
Website https://voltcu.org
Address 2624 W Republic Rd, Springfield, MO 65807
Phone 417-862-0471
Fax
President Bill Jameson
CEO Christopher Moss
Full-Time Employees 23
Part-Time Employees 0
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.62%
Return on Assets (ROA)
-0.2184%
Return on Equity (ROE)
-2.4332%
Non-Performing Loans Ratio (NPL)
0.09%
Total Assets
85,241,546
Total Amount of Shares and Deposits
73,021,628
Total Shares and Deposits < 1 Year
69,465,001
Total Shares and Deposits 1 3 Years
1,370,627
Total Shares and Deposits > 3 Years
2,186,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,284,851
Total Uninsured Shares and Deposits > $250K (F+J)
1,284,851
Total Insured Shares and Deposits > $250K (item 17 less item K)
71,736,777
Total Interest Expense (Sum of items 6 8)
621,462
Share Certificates
442
Number of Accounts for Share Drafts
3,754
IRA KEOGH Accounts
127
Number of Accounts for Regular Shares
7,564
Non Member Deposits
10
Money Market Shares
194
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,607,520
Total Liabilities
77,611,002
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Exceptional Health Badge 2026
2026 MBR Health & Safety Badge

Volt Credit Union earned the Exceptional Health badge

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Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

Ryan
★★★★★
June 29, 2026
I recently opened a HELOC with Volt, and I was pleasantly surprised by how smooth everything went. They offered a really great low rate, explained everything clearly, and made the whole process stress-free.
Log in to reply Are you from Volt Credit Union and want to reply to a review? Log in or register and verify yourself to reply as a representative from Volt Credit Union.
Anastasia
★★★★★
June 29, 2026
I\'ve banked at a lot of places over the years, but Volt just feels different. I financed both my auto loan and home loan with them at a great rate, and every step of the process felt personal. They know my name, genuinely care, and I\'ve never felt like just another account.
Log in to reply Are you from Volt Credit Union and want to reply to a review? Log in or register and verify yourself to reply as a representative from Volt Credit Union.
John
★★★★★
June 29, 2026
I’ve had a great experience with Volt Credit Union. The staff is always friendly and helpful, and they make everything easy to understand. I recently refinanced my truck and was really impressed by the great rates and how quickly everything was handled. It’s nice to feel taken care of from start to finish.
Log in to reply Are you from Volt Credit Union and want to reply to a review? Log in or register and verify yourself to reply as a representative from Volt Credit Union.
Want to discuss Volt Credit Union with other members? Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Average Rating
★★★★★
Total Reviews
3
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Frequently Asked Questions About Volt Credit Union

How many branches does Volt Credit Union operate?

Volt Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Volt Credit Union?

Yes, to access services at Volt Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Volt Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Volt Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Volt Credit Union offer online and mobile banking?

Most modern institutions like Volt Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://voltcu.org.

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