Missouri Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Missouri Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Missouri Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Missouri Credit Union Texas RatioMissouri Credit Union's Texas Ratio is at 4.92%, which is considered excellent. The Texas Ratio for Missouri Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Missouri Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Missouri Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Missouri Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Missouri Credit Union
Edgewood Branch 3124 W Edgewood Dr
Jefferson City, MO 65109 
Current Rate AvailabilityWe do not have Missouri Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Missouri Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Missouri Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Missouri Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Missouri Credit Union
Website: https://www.rrcu.org
Full Time Employees: 79Part Time Employees: 5 President: Kevin Robinson CEO: Richard Nichols Branch Locations: 6 ATM Locations: 7 Corporate Office Address:
3124 W Edgewood Dr
Jefferson City, MO 65109 Phone Number: 573-635-4185 Fax Number: 573-636-6036 FinancialsTotal Assets:
500,695,710
Total Amount of Shares and Deposits:
444,621,891
Total Shares and Deposits < 1 Year:
404,639,655
Total Shares and Deposits 1 3 Years:
37,730,650
Total Shares and Deposits > 3 Years:
2,251,586
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
41,183,297
Total Uninsured Shares and Deposits > $250K (F+J):
41,183,297
Total Insured Shares and Deposits > $250K (item 17 less item K):
403,438,594
Total Interest Expense (Sum of items 6 8):
5,727,226
Share Certificates:
6,874
Number of Accounts for Share Drafts:
12,990
IRA KEOGH Accounts:
1,196
Number of Accounts for Regular Shares:
38,639
Non Member Deposits:
76
Money Market Shares:
1,159
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
20,186,400
Total Liabilities:
458,062,611
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Source: NCUA Last Updated 09/30/2023
Frequently Asked Questions About Missouri Credit UnionIs a member application needed to join Missouri Credit Union?Yes, to access services at Missouri Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Missouri Credit Union provides a range of mortgage and home equity products. Is Missouri Credit Union a safe place to deposit money?Yes, Missouri Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Missouri Credit Union offer online and mobile banking?Most modern institutions like Missouri Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
You can compare Missouri Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.75%, 6-month share certificate rates at 0.75% and 3-month share certificate rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.70%. Mortgage rates on 30-year fixed loans are around 6.19%. All these rates, and more, can be found in our database of rates which you can compare to 
