Radius Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Radius Federal Credit Union's CD 12 month rates are at 3.25%, CD 12 month (deposits allowed) rates are at 3.25%, CD 18 month rates are at 3.00%, CD 9 month rates are at 3.00%, CD 24 month rates are at 2.75%. Radius Federal Credit Union's savings rates are at 0.05%. Radius Federal Credit Union's money market rates are at 0.80%. Radius Federal Credit Union's Personal Loan Rates are at 8.40%.
Radius Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Radius Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Radius Federal Credit Union Texas RatioRadius Federal Credit Union's Texas Ratio is at 5.82%, which is considered excellent. The Texas Ratio for Radius Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Radius Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Radius Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Radius Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Radius Federal Credit Union
Delaware Avenue 2853 Delaware Ave
Kenmore, NY 14217 2719 
Radius Federal Credit Union CD Rates
Radius Federal Credit Union Savings Rates
Radius Federal Credit Union Money Market Rates
Radius Federal Credit Union Home Equity & HELOC
Radius Federal Credit Union Auto Loan Rates
Radius Federal Credit Union Credit Card Rates
Radius Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Radius Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Radius Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Radius Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Radius Federal Credit Union
Website: https://www.radiusfcu.com
Full Time Employees: 15Part Time Employees: 0 President: William Kearney CEO: Lisa Hilton Branch Locations: 2 ATM Locations: 1 Corporate Office Address:
2853 Delaware Ave
Kenmore, NY 14217 2719 Phone Number: 716-875-1747 Fax Number: 716-875-1792 FinancialsTotal Assets:
87,629,904
Total Amount of Shares and Deposits:
74,545,795
Total Shares and Deposits < 1 Year:
73,369,577
Total Shares and Deposits 1 3 Years:
653,802
Total Shares and Deposits > 3 Years:
522,415
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,332,013
Total Uninsured Shares and Deposits > $250K (F+J):
3,332,013
Total Insured Shares and Deposits > $250K (item 17 less item K):
71,213,782
Total Interest Expense (Sum of items 6 8):
344,345
Share Certificates:
211
Number of Accounts for Share Drafts:
4,929
IRA KEOGH Accounts:
52
Number of Accounts for Regular Shares:
8,446
All other shares:
10
Money Market Shares:
86
Net Income (unless the amount is already included in Undivided Earnings):
1,001,430
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,544,921
Total Liabilities:
74,825,075
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Source: NCUA Last Updated 09/30/2025
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December 17, 2025
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Frequently Asked Questions About Radius Federal Credit UnionIs a member application needed to join Radius Federal Credit Union?Yes, to access services at Radius Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Radius Federal Credit Union provides a range of mortgage and home equity products. Is Radius Federal Credit Union a safe place to deposit money?Yes, Radius Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Radius Federal Credit Union offer online and mobile banking?Most modern institutions like Radius Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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