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Noteworthy Federal Credit Union

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Noteworthy Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Noteworthy Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Noteworthy Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.37%, 6-month share certificate rates at 0.05% and 3-month share certificate rates at 3.80%. Savings rates are at 0.50% and money market rates are at 1.06%. Mortgage rates on 30-year fixed loans are around 6.09%. All these rates can be compared to Noteworthy Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Noteworthy Federal Credit Union with a 4.3 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 23.16%. Rates were last updated on 04/23/2026.

Noteworthy Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Noteworthy Federal Credit Union? Share your experience about Noteworthy Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Noteworthy Federal Credit Union.

Overall Health & Safety Grade

B-

Adequate Health Score: 82/100

MonitorBankRates Rating

4.3

Excellent Out of 5.0 Stars

Texas Ratio

23.16%

Good Higher than avg

Noteworthy Federal Credit Union
NoteWorthy Main

1900 Superior Ave Ste 126
Cleveland, OH 44114 2128

https://www.noteworthyfcu.com

Noteworthy Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
Noteworthy VISA Credit Card	-	11.95%
Details As Low As Last Updated 04/18/2026 Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.16%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Noteworthy Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Noteworthy Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Noteworthy Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Noteworthy Federal Credit Union

Website https://www.noteworthyfcu.com

Address 1900 Superior Ave Ste 126, Cleveland, OH 44114 2128

Phone 216-263-7034

Fax 216-263-7030

President Henry Peyrebrune

CEO Kayle Gorenflo

Full-Time Employees 1

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.3 / 5.0 ★

Overall Health & Safety Grade

B- (82/100)

Texas Ratio

23.16%

Return on Assets (ROA)

-1.1299%

Return on Equity (ROE)

-13.0010%

Non-Performing Loans Ratio (NPL)

2.41%

Total Assets

4,626,722

Total Amount of Shares and Deposits

4,605,552

Total Shares and Deposits < 1 Year

2,917,856

Total Shares and Deposits 1 3 Years

1,239,696

Total Shares and Deposits > 3 Years

448,000

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

32,045

Total Uninsured Shares and Deposits > $250K (F+J)

234,969

Total Insured Shares and Deposits > $250K (item 17 less item K)

4,370,583

Total Interest Expense (Sum of items 6 8)

92,836

Share Certificates

Number of Accounts for Share Drafts

142

Number of Accounts for Regular Shares

713

All other shares

Non Member Deposits

Net Income (unless the amount is already included in Undivided Earnings)

-52,275

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

668,938

Total Liabilities

4,224,630

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Noteworthy Federal Credit Union

Is Noteworthy Federal Credit Union a safe place to deposit money?

Yes, Noteworthy Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 23.164359088879%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Noteworthy Federal Credit Union operate?

Noteworthy Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Noteworthy Federal Credit Union?

Yes, to access services at Noteworthy Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Noteworthy Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Noteworthy Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Noteworthy Federal Credit Union offer online and mobile banking?

Most modern institutions like Noteworthy Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.noteworthyfcu.com.