LAKE SHORE Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare LAKE SHORE CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of LAKE SHORE savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityLAKE SHORE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at LAKE SHORE? Share your experience about LAKE SHORE by leaving a review below, or read customer reviews before you decide to use LAKE SHORE. Overall, LAKE SHORE is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonSIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are
completed within 90 days of account opening.
Visa Signature® Rewards
17.750%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
13.040%
$0
Personal Loan
12.990%
$0
12
Signature Loan
14.990%
$0
25 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have LAKE SHORE rate data right now. Credit Union Profile & OverviewCredit Union Name: LAKE SHORE
Website: http://.http://./fcunet
Full Time Employees: 4Part Time Employees: 1 President: LYNNE PENFOLD CEO: Susan George Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
8766 Erie Rd
Angola, NY 14006 Phone Number: 716-549-4150 Fax Number: 716-549-2785 FinancialsTotal Assets:
22,338,344
Total Amount of Shares and Deposits:
19,419,345
Total Shares and Deposits < 1 Year:
19,419,345
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
431,278
Total Uninsured Shares and Deposits > $250K (F+J):
431,278
Total Insured Shares and Deposits > $250K (item 17 less item K):
18,988,067
Total Interest Expense (Sum of items 6 8):
15,906
Share Certificates:
18
Number of Accounts for Share Drafts:
2,092
Number of Accounts for Regular Shares:
3,611
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,551,585
Total Liabilities:
19,575,957
Show More
Source: NCUA Last Updated 03/31/2024
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Frequently Asked Questions About LAKE SHOREIs a member application needed to join LAKE SHORE?Yes, to access services at LAKE SHORE, a member application is required. Is there a first-time homebuyer program?Currently, LAKE SHORE provides a range of mortgage and home equity products. Is LAKE SHORE a safe place to deposit money?Yes, LAKE SHORE is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does LAKE SHORE offer online and mobile banking?Most modern institutions like LAKE SHORE provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.00%, 6-month CD rates at 0.76% and 3-month CD rates at 2.50%. Savings rates are at 0.15% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 6.56%. Credit Card rates are at 15.24%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates which you can compare to 
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