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HAXTUN COMMUNITY Rates & Review September 2026

HAXTUN COMMUNITY's 18 Month CD rates are at 3.00%, 12 Month CD rates are at 2.50%, 6 Month CD rates are at 2.00%. HAXTUN COMMUNITY's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of HAXTUN COMMUNITY with a 1.6 Star Rating, an D Overall Health Grade, and a Texas Ratio of 1.84%. Rates last updated and verified on 09/09/2026.

HAXTUN COMMUNITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HAXTUN COMMUNITY? Share your experience about HAXTUN COMMUNITY by leaving a review below, or read customer reviews before you decide to use HAXTUN COMMUNITY.

Overall Health & Safety Grade ?
D
Weak Health Score: 65/100
MonitorBankRates Rating ?
1.6
Weak Out of 5.0 Stars
Texas Ratio ?
1.84%
Excellent Lower than avg
Health Trend ?
Improving 11 quarters
Full history ›
HAXTUN COMMUNITY
Haxtun Community Federal Credit Union
229 S Colorado Ave
Haxtun, CO 80731-5018
http://haxtuncu.com
Member NCUA

HAXTUN COMMUNITY CD Rates

Product Rate APY Term View More
18 Month Certificate - 3.00% 18 Month
Min Deposit $1,000
Last Updated 09/09/2026
Institution Ratings
1.6
Star Rating
D
Health Grade
Texas Ratio: 1.84%
12 Month Certificate - 2.50% 12 Month
Min Deposit $1,000
Last Updated 09/09/2026
Institution Ratings
1.6
Star Rating
D
Health Grade
Texas Ratio: 1.84%
6 Month Certificate - 2.00% 6 Month
Min Deposit $1,000
Last Updated 09/09/2026
Institution Ratings
1.6
Star Rating
D
Health Grade
Texas Ratio: 1.84%

HAXTUN COMMUNITY Savings Rates

Product Rate APY View More
Passbook Savings - 0.10%
Min Balance $25
Last Updated 09/09/2026
Institution Ratings
1.6
Star Rating
D
Health Grade
Texas Ratio: 1.84%

Financial Health History

HAXTUN COMMUNITY’s Texas Ratio fell from 5.12% in Q2 2023 to 1.84% in Q4 2025, so its financial health has improved and is now very strong over the past 11 quarters. Over the same period its Star Rating moved from 5.0 to 1.6 and its Health Grade from A+ to D. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 11% 2.0★ 22% 3.0★ 33% 4.0★ 44% 5.0★ 15% Verified Healthy line 5.12% A+ Q2 2023 A+ Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 F Q3 2024 F Q4 2024 B Q1 2025 C Q2 2025 D Q3 2025 1.84% D Q4 2025
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
December 31, 2025$5M1.84%1.6D
September 30, 2025$5M24.18%2.6D
June 30, 2025$6M16.21%3.2C
March 31, 2025$6M0.00%3.5B
December 31, 2024$7M37.81%1.2F
September 30, 2024$6M38.33%2.3F
June 30, 2024$6M1.94%4.5A
March 31, 2024$6M0.00%4.5A
December 31, 2023$7M0.18%4.6A
September 30, 2023$7M0.19%4.8A+
June 30, 2023$7M5.12%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for HAXTUN COMMUNITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather HAXTUN COMMUNITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with HAXTUN COMMUNITY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name HAXTUN COMMUNITY
Address 229 S Colorado Ave, Haxtun, CO 80731-5018
Phone 970-774-7396
Fax 970-774-7668
President Jared Andersen
CEO Kristin Hadeen
Full-Time Employees 2
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
1.6 / 5.0 ★
Overall Health & Safety Grade
D (65/100)
Texas Ratio
1.84%
Return on Assets (ROA)
-2.9779%
Return on Equity (ROE)
-83.0085%
Non-Performing Loans Ratio (NPL)
0.09%
Total Assets
5,319,409
Total Amount of Shares and Deposits
5,156,776
Total Shares and Deposits < 1 Year
4,618,199
Total Shares and Deposits 1 3 Years
538,577
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,156,776
Total Interest Expense (Sum of items 6 8)
42,398
Share Certificates
49
Number of Accounts for Share Drafts
268
Number of Accounts for Regular Shares
758
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Significantly Undercapitalized
Net Worth Classification if credit union is a new credit union
Moderately Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
446,230
Total Liabilities
5,128,578
Source: NCUA — Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About HAXTUN COMMUNITY

How many branches does HAXTUN COMMUNITY operate?

HAXTUN COMMUNITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join HAXTUN COMMUNITY?

Yes, to access services at HAXTUN COMMUNITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, HAXTUN COMMUNITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, HAXTUN COMMUNITY provides members with tools to manage their accounts and build a solid financial history.

Does HAXTUN COMMUNITY offer online and mobile banking?

Most modern institutions like HAXTUN COMMUNITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://haxtuncu.com.

Current HAXTUN COMMUNITY Rates

  • 12-Month CD2.50%
  • 18-Month CD3.00%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.