In the rate database for 1 year certificates of deposit there are now 18 banks and credit unions offering 1 year rate at or above 1.00 percent. The best 1 year CD rate this week is from a credit union, Pentagon Federal Credit Union (PenFed), at 1.20 percent with an APY of 1.21 percent. The top rate from a bank for a 1 year CD is from CIT Bank at 1.11 percent with an APY of 1.12 percent.
Listed below are the best CD rates for certificate of deposit terms ranging from 6 months to 5 years.
6 Month Rates
- Doral Direct 0.87%
- Chartway Federal Credit Union 0.85%
- EH National Bank 0.80%
- First Internet Bank of Indiana 0.70%
- GE Capital Bank 0.70%
- My e-BAnC by BAC Florida Bank 0.70%
- ableBanking, a division of Northeast Bank 0.70%
1 Year Rates
- Pentagon Federal Credit Union 1.20% APY 1.21%
- CIT Bank 1.11% APY 1.12%
- Synchrony Bank Optimizer Plus 1.09% APY 1.10%
- BankDirect 1.09% APY 1.10%
- GE Capital Bank 1.09% APY 1.10%
- My e-BAnC by BAC Florida Bank 1.09% APY 1.10%
- ableBanking, a division of Northeast Bank 1.09% APY 1.10%
- Colorado Federal Savings Bank 1.09% APY 1.10%
2 Year Rates
- Chartway Federal Credit Union 1.50% APY 1.50%
- Nationwide Bank 1.32% APY 1.33%
- Pentagon Federal Credit Union 1.30% APY 1.31%
- CIT Bank 1.29% APY 1.30%
- Home Savings Bank 1.26% APY 1.27%
- ableBanking, a division of Northeast Bank 1.26% APY 1.27%
- HeritageWest Credit Union 1.25% APY 1.26%
- Bank Direct 1.24% APY 1.25%
- First Internet Bank of Indiana 1.24% APY 1.25%
- Salem Direct 1.24% APY 1.25%
- Ally Bank 1.19% APY 1.20%
- Synchrony Bank Optimizer Plus 1.19% APY 1.20%
- My e-BAnC by BAC Florida Bank 1.19% APY 1.20%
3 Year Rates
- Chartway Federal Credit Union 1.50% APY 1.51%
- Nationwide Bank 1.49% APY 1.50%
- CIT Bank 1.44% APY 1.45%
- Sallie Mae 1.44% APY 1.45%
- Bank Direct 1.44% APY 1.45%
- Barclays Bank 1.44% APY 1.45%
- State Farm Bank 1.44% APY 1.45%
- First Internet Bank of Indiana 1.39% APY 1.40%
- iGObanking.com 1.39% APY 1.40%
- giantbank.com 1.36% APY 1.37%
5 Year Rates
- Chartway Federal Credit Union 2.50% APY 2.52%
- Nationwide Bank 2.29% APY 2.32%
- Synchrony Bank Optimizer Plus 2.27% APY 2.30%
- GE Capital Bank 2.23% APY 2.25%
- Barclays Bank 2.23% APY 2.25%
- State Farm Bank 2.13% APY 2.15%
- PenFed 2.10% APY 2.12%
- Discover Bank 2.08% APY 2.10%
