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CD Rates in Philadelphia: Best 12 month CD APY at 1.27%

Right now on our list of the best CD rates in Philadelphia, PA, Bank of Internet has the best 12 month CD rate. Bank of Internet’s current 12 month CD rate is 1.26% with a CD yield of 1.27%. That rate is more than double the current national average of 0.54% as reported by MonitorBankRates.com.

Get the highest CD rates by searching our rate tables here: Highest CD Rates. You can find the best CD rates in your state from banks and credit unions.

The second highest CD rate on our list in Philadelphia is from E-Loan.com. E-loan’s CD rate is 1.25% with a CD yield of 1.26%. That rate is also more than double the national average.

Other 1 year bank CD rates on our list in Philly include Discover Bank and Sallie Mae’s 1 year rate at 1.19% with an APY of 1.20%.

The fourth highest rate on our list is from Ally Bank at 1.18% with an APY of 1.19%. Ally Bank just recently lowered their 12 month rate 0.01%.

Rounding out the top 5 CD rates are AIG Bank and Nationwide Bank. Both CD bank rates at currently at 1.14% with an APY of 1.15%.

Here is a list of Philadelphia CD yields 1.00% and above.

Philadelphia CD Yields 1.00% and Above

E-LOAN.com Yield 1.26% Min $10,000
Bank of Internet USA Yield 1.26% Min $1000
Discover Bank Yield 1.20% Min $2500
Sallie Mae Yield 1.20% Min $ 1
Ally Bank Yield 1.20% Min $ 1
AIG Bank Yield 1.15% Min $2500
Nationwide Bank Yield 1.15% Min $10,000
Giantbank.com Yield 1.11% Min $2500
Union National Bank Yield 1.07%
Pentagon Federal Credit Union Yield 1.00% Min $1000
First Internet Bank of IN Yield 1.00% Min $1000
Tennessee Commerce Bank Yield 1.00% Min $2500

Philadelphia  CD Yields Below 1.00%

Flagstar Bank 0.95% Min $500
EverBank 0.90% Min $1500
American Express Bank FSB 0.90% Min $ 0
Ameriprise Bank FSB 0.75% Min $10,000
ING DIRECT 0.75% Min $ 1
American Bank 0.70% Min $500
Lafayette Ambassador Bank 0.60% Min $500
Zions Bank 0.55% Min $1000
QNB 0.55% Min $500
Allstate Bank 0.45% Min $1000
Northwest Savings Bank 0.45% Min $500
PNC Bank 0.45% Min $1000
Keystone Nazareth B&T 0.45% Min $500
PNC Bank 0.40% Min $1000
Pennstar Bank 0.40% Min $1000
PNC Bank 0.40% Min $1000
PNC Bank 0.40% Min $1000
Bank of America 0.40% Min $10,000
Sovereign Bank 0.35% Min $10,000
Citibank 0.30% Min $10,000
Capital One Direct Banking 0.30% Min $5000
Parkvale Savings Bank 0.25% Min $1000
BankDirect 0.25% Min $10,000
Dollar Bank 0.25% Min $10,000
Chase 0.20% Min $10,000
HSBC Advance 0.20% Min $1000
Wachovia Bank 0.10% Min $10,000
Wachovia Bank 0.10% Min $10,000
Citizens Bank 0.05% Min $1000

You can find the best CD rates at banks and credit unions by searching our interest rate tables.