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CD Rate Report July 9, 2015 – Best 1 Year CD Rate Remains at 1.25 Percent

This past week we had 8 banks in our database increased their CD rates and 1 bank that lowered their CD rate. There are new top rates on the 2 year rate list and 3 year rate list.

Silvergate Bank now has the top 2 year CD rate at 1.51 percent with a yield of 1.52 percent.




Sallie Mae Bank now has the best 3 year CD rate at 1.59 percent with a yield of 1.60 percent.

Average CD rates will also higher this week except for 2 year CD rates which declined 0.01 percent. Listed below are average CD rates and the highest CD rates available.

Average Bank CD Rates July 9, 2015



  • 3 Month Average CD Rate 0.26% (up 0.01%)

  • 6 Month Average CD Rate 0.59% (up 0.03%)

  • 12 Month Average CD Rate 1.03% (up 0.02%)

  • 24 Month Average CD Rate 1.21% (down 0.01%)

  • 60 Month Average CD Rate 1.71% (up 0.04%)


Best CD Rates Available July 9, 2015


2 Month CD Rates



  • MyCBB Rate 0.80% Yield 0.80%

  • E-Loan Rate 0.16% Yield 0.16%

  • Loan Star Bank Rate 0.15% Yield 0.15%

  • Virtual Bank Rate 0.15% Yield 0.15%


3 Month CD Rates



  • California First National Bank Rate 0.60% Yield 0.60%

  • First Internet Bank of Indiana Rate 0.45% Yield 0.45%

  • AloStar Bank of Commerce Rate 0.40% Yield 0.40%

  • Goldwater Bank Rate 0.40% Yield 0.40%

  • Virtual Bank Rate 0.40% Yield 0.40%

  • Barclays Rate 0.35% Yield 0.35%

  • Discover Bank Rate 0.35% Yield 0.35%

  • Nordstrom Bank Rate 0.35% Yield 0.35%


6 Month CD Rates



  • California First National Bank Rate 0.90% Yield 0.90%

  • m Rate 0.85% Yield 0.85%

  • EH National Bank Rate 0.80% Yield 0.80%

  • My e-BAnC by BAC Florida Bank Rate 0.80% Yield 0.80%

  • ableBanking, a division of Northeast Bank Rate 0.80% (increased)

  • Silvergate Bank Rate 0.75% Yield 0.75%


9 Month CD Rates



  • New Dominion Bank Rate 0.89% Yield 0.90%

  • AloStar Bank of Commerce Rate 0.80% Yield 0.80%

  • giantbank.com Rate 0.70% Yield 0.70% (decreased 0.05%)

  • Discover Bank Rate 0.70% Yield 0.70%

  • GE Capital Bank Rate 0.70% Yield 0.70%

  • Virtual Bank Rate 0.70% Yield 0.70%

  • USAA Rate 0.66% Yield 0.66%

  • Ever Bank Rate 0.63% Yield 0.63%

  • Barclays Rate 0.60% Yield 0.60%


1 Year CD Rates



  • CIT Bank Rate 1.24% Yield 1.25%

  • Synchrony Bank Rate 1.24% Yield 1.25%

  • Sallie Mae Rate 1.24% Yield 1.25 (increased 0.10%)


  • Nordstrom Bank Rate 1.22% Yield 1.23%

  • Bank Direct Rate 1.20% Yield 1.21%

  • My e-BAnC by BAC Florida Bank Rate 1.19% Yield 1.20%

  • Colorado Federal Savings Bank Rate 1.19% Yield 1.20%

  • Home Savings Bank Rate 1.19% Yield 1.20%

  • California First National Bank Rate 1.15% Yield 1.16%

  • Virtual Bank Rate 1.15% Yield 1.16%


18 Month CD Rates



  • Synchrony Bank Rate 1.24% Yield 1.25%

  • Nordstrom Bank Rate 1.24% Yield 1.25%

  • AloStar Bank of Commerce Rate 1.20% Yield 1.21% (increased 0.06%)

  • Virtual Bank Rate 1.20% Yield 1.21%

  • My e-BAnC by BAC Florida Bank Rate 1.19% Yield 1.20%

  • First Internet Bank of Indiana Rate 1.15% Yield 1.16%


2 Year CD Rates



  • Silvergate Bank Rate 1.51% APY 1.52% (increased)

  • Synchrony Bank Rate 1.44% Yield 1.45%

  • PenFed Rate 1.40% Yield 1.41%

  • CIT Bank Rate 1.39% Yield 1.40%

  • AloStar Bank of Commerce Rate 1.39% Yield 1.40%

  • iGObanking Rate 1.34% Yield 1.35%

  • California First National Bank Rate 1.34% Yield 1.35%

  • My e-BAnC by BAC Florida Bank Rate 1.30% Yield 1.31%

  • First Internet Bank of Indiana Rate 1.30% Yield 1.31% (increased) 


3 Year CD Rates



  • Sallie Mae 1.59% Yield 1.60% (increased)

  • EverBank 1.51% Yield 1.52% (decreased 0.02%)

  • First Internet Bank of Indiana 1.50% Yield 1.51%

  • Synchrony Bank 1.49% Yield 1.50%

  • Lone Star Bank 1.49% Yield 1.50%

  • AloStar Bank of Commerce 1.48% Yield 1.50% (increased)

  • Barclays Bank 1.44% Yield 1.45%

  • Discover Bank 1.44% Yield 1.45%

  • Nordstrom Bank  1.44% Yield 1.45%

  • California First National Bank 1.44% Yield 1.45%

  • State Farm Bank 1.44% Yield 1.45% (increased)


4 Year CD Rates



  • EverBank Rate 1.85% Yield 1.87%

  • Nationwide Bank Rate 1.84% Yield 1.86%

  • CIT Bank Rate 1.80% Yield 1.82%

  • Barclays Bank Rate 1.78% Yield 1.80%

  • Virtual Bank Rate 1.77% Yield 1.78%

  • Capital One 360 Rate 1.75% Yield 1.76%

  • First Internet Bank of Indiana 1.75% Yield 1.76%

  • Discover Bank Rate 1.74% Yield 1.76%

  • Synchrony Bank Rate 1.73% Yield 1.75%


5 Year CD Rates



  • Everbank Rate 2.24% Yield 2.27%

  • Synchrony Bank Rate 2.23% Yield 2.25%

  • Capital One Rate 360 2.23% Yield. 2.25%

  • Barclays Bank Rate 2.18% Yield 2.20%

  • First Internet Bank of Indiana Rate  2.15% Yield 2.17%


 You can always find the most current CD rates by searching our database of rates at Monitor Bank Rates.
 
Author: Brian McKay
July 9th, 2015