☰

Home›
Banks›
Woodforest National Bank

iAdvertiser Disclosure

Woodforest National Bank Rates & Review August 2026

Item: Woodforest National Bank
Rating: 1
Author: carolyn

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Woodforest National Bank rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Woodforest National Bank, and you can see how they compare in the Woodforest National Bank rate tables below. MonitorBankRates evaluates the financial stability of Woodforest National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.67%. Database rates last updated and verified on 08/29/2026.

Woodforest National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Woodforest National Bank? Share your experience about Woodforest National Bank by leaving a review below, or read customer reviews before you decide to use Woodforest National Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.67%

Excellent Lower than avg

Woodforest National Bank

1330 Lake Robbins Dr
The Woodlands, TX 77380

https://www.woodforest.com

Current Rate Availability

We're not currently displaying rates for Woodforest National Bank, but our database is updated constantly — check back soon for the latest offers.

Are you with Woodforest National Bank? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Woodforest National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Woodforest National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Woodforest National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Woodforest National Bank

Bank Holding Company WOODFOREST FINL GROUP EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS AMENDED&RESTATED EFF 01 01 21

Address 1330 Lake Robbins Dr, The Woodlands, TX 77380 · Montgomery

Website https://www.woodforest.com

FDIC Certificate # 23220

Established 09/05/1980

FDIC Insurance Date 09/05/1980

Domestic Offices 743

Total Branches 743

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

5.67%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.9703%

Return on Equity (ROE) 23.9600%

Non-Performing Loans (NPL) 0.35%

Total Assets $9,248,621,000

Total Deposits $8,440,909,000

Equity Capital $756,563,000

Net Income $139,953,000

Headquarters The Woodlands

Total Branches and Offices 743

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

carolyn

★☆☆☆☆

May 28, 2026

rude to customers

Log in to reply Are you from Woodforest National Bank and want to reply to a review? Log in or register and verify yourself to reply as a representative from Woodforest National Bank.

Want to discuss Woodforest National Bank with other members? Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.

Average Rating

★☆☆☆☆

Total Reviews

Add Your Rating and Review for Woodforest National Bank

Frequently Asked Questions About Woodforest National Bank

How many branches does Woodforest National Bank operate?

Woodforest National Bank currently maintains approximately 743 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Woodforest National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Woodforest National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Woodforest National Bank offer online and mobile banking?

Most modern institutions like Woodforest National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.woodforest.com.