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Wiremens Credit Union Rates & Review September 2026

Wiremens Credit Union's Personal Loan Rates are at 9.90%. MonitorBankRates evaluates the financial stability of Wiremens Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.18%. Rates last updated and verified on 09/10/2026.

Wiremens Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wiremens Credit Union? Share your experience about Wiremens Credit Union by leaving a review below, or read customer reviews before you decide to use Wiremens Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.18%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Wiremens Credit Union
State Road
5800 State Rd
Parma, OH 44134
https://wiremenscu.com
Member NCUA

Wiremens Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 6.25% 15 year loan
Details Home Equity up to $100,000.00; 5 year draw
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%

Wiremens Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicle Loan - - 4.99% up to 84 months
Details As Low As
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
Used Vehicle 1-3 years old Loan - - 5.49% up to 84 months
Details As Low As
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
Used Vehicle 4-5 years old Loan - - 5.49% up to 72 months
Details As Low As
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
Used Vehicle 6-7 years old Loan - - 5.49% up to 60 months
Details As Low As
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
Used Vehicle 8-plus years Loan - - 5.49% up to 48 months
Details As Low As
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%

Wiremens Credit Union Student Loan Rates

Product Rate Points APR Term View More
Apprentice Student Loan - - 9.90% 6 months
Details up to $1,000.00; As Low As
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%

Wiremens Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 9.90% up to 36 months
Details up to $6.000.00; As Low As
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%

Financial Health History

Wiremens Credit Union’s Texas Ratio stayed near 0.22% in Q2 2023 to 0.18% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 3.8% 2.0★ 7.5% 3.0★ 11.3% 4.0★ 15% 5.0★ 15% Verified Healthy line 0.22% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.18% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$40M0.18%5.0A+
December 31, 2025$40M0.03%5.0A+
September 30, 2025$39M0.45%5.0A+
June 30, 2025$38M0.48%5.0A+
March 31, 2025$38M0.73%5.0A+
December 31, 2024$38M0.72%5.0A+
September 30, 2024$38M0.86%5.0A+
June 30, 2024$38M0.46%5.0A+
March 31, 2024$38M0.46%5.0A+
December 31, 2023$38M0.46%5.0A+
September 30, 2023$38M0.19%5.0A+
June 30, 2023$37M0.22%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Wiremens Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Wiremens Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wiremens Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Wiremens Credit Union
Address 5800 State Rd, Parma, OH 44134
Phone 440-887-3800
Fax 440-887-3804
President Brendan Wiemels
CEO Jennifer Komornik
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.18%
Return on Assets (ROA)
0.2794%
Return on Equity (ROE)
1.6446%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
40,056,586
Total Amount of Shares and Deposits
33,065,027
Total Shares and Deposits < 1 Year
31,989,111
Total Shares and Deposits 1 3 Years
151,106
Total Shares and Deposits > 3 Years
924,809
Total Interest Expense (Sum of items 6 8)
93,831
Share Certificates
289
Number of Accounts for Share Drafts
647
Number of Accounts for Regular Shares
5,300
All other shares
46
Net Income (unless the amount is already included in Undivided Earnings)
111,934
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,454,700
Total Liabilities
33,250,423
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Wiremens Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
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</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Wiremens Credit Union

How many branches does Wiremens Credit Union operate?

Wiremens Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Wiremens Credit Union?

Yes, to access services at Wiremens Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Wiremens Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wiremens Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Wiremens Credit Union offer online and mobile banking?

Most modern institutions like Wiremens Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://wiremenscu.com.