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Willis Knighton Federal Credit Union Rates & Review April 2026

Willis Knighton Federal Credit Union's 18 month CDs rates are at 3.70%, 18 month CD rates are at 3.70%, IRA CDs 18 month rates are at 3.70%, 12 month CDs rates are at 3.65%, 12 month CD rates are at 3.65%. Willis Knighton Federal Credit Union's savings rates are at 0.20%. Willis Knighton Federal Credit Union's Personal Loan Rates are at 9.00%. MonitorBankRates evaluates the financial stability of Willis Knighton Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.84%. Rates were last updated on 04/18/2026.

Willis Knighton Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Willis Knighton Federal Credit Union? Share your experience about Willis Knighton Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Willis Knighton Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.84%
Excellent Lower than avg
Willis Knighton Federal Credit Union
WKFCU Shreveport Office
8400 Mansfield Rd
Shreveport, LA 71108
https://www.wkfcu.org
Member NCUA

Willis Knighton Federal Credit Union CD Rates

Product Rate APY Term View More
18 month Share Certificates 3.65% 3.70% 18 month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
18 month Certificate - 3.70% 18
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
IRA Certificates 18 month 3.65% 3.70% 18 month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
12 month Share Certificates 3.60% 3.65% 12 month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
12 month Certificate - 3.65% 12
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
6 month Share Certificates 3.60% 3.65% 6 month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
6 month Certificate - 3.65% 6
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
IRA Certificates 12 month 3.60% 3.65% 12 month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
IRA Certificates 6 month 3.60% 3.65% 6 month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
24 month Share Certificates 3.40% 3.44% 24 month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
24 month Certificate - 3.44% 24
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
36 month Share Certificates 3.40% 3.44% 36 month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
36 month Certificate - 3.44% 36
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
48 month Share Certificates 3.40% 3.44% 48 month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
48 month Certificate - 3.44% 48
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
60 month Share Certificates 3.40% 3.44% 60 month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
60 month Certificate - 3.44% 60
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
IRA Certificates 24 month 3.40% 3.44% 24 month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
IRA Certificates 36 month 3.40% 3.44% 36 month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
IRA Certificates 48 month 3.40% 3.44% 48 month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
IRA Certificates 60 month 3.40% 3.44% 60 month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%

Willis Knighton Federal Credit Union Savings Rates

Product Rate APY View More
Share/Special Savings/Christmas Club/Extreme Teen/Scottie Savers 0.40% 0.40%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Share/Special Savings/Christmas Club/Extreme Teen/Scottie Savers 0.35% 0.35%
Min Balance $5,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Share/Special Savings/Christmas Club/Extreme Teen/Scottie Savers 0.25% 0.25%
Min Balance $2,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Share/Special Savings/Christmas Club/Extreme Teen/Scottie Savers 0.20% 0.20%
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%

Willis Knighton Federal Credit Union Checking Rates

Product Rate APY View More
Share Draft/Checking 0.40% 0.40%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Share Draft/Checking 0.35% 0.35%
Min Balance $5,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Share Draft/Checking 0.25% 0.25%
Min Balance $2,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Share Draft/Checking 0.20% 0.20%
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%

Willis Knighton Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa - 6.90%
Details Regular APR: 6.90% - 16.40%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Secured Visa - 16.40%
Details Regular APR: 16.40%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%

Willis Knighton Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal - 9.00%
Details up to 60 months
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Personal Loans - 9.00%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Willis Knighton Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Willis Knighton Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Willis Knighton Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Willis Knighton Federal Credit Union
Address 8400 Mansfield Rd, Shreveport, LA 71108
Phone 318-621-0605
Fax 318-635-4719
President Brandon Marrs
CEO Courtney Barrett
Full-Time Employees 13
Part-Time Employees 0
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.84%
Return on Assets (ROA)
0.9458%
Return on Equity (ROE)
5.2235%
Non-Performing Loans Ratio (NPL)
0.74%
Total Assets
45,421,663
Total Amount of Shares and Deposits
36,493,754
Total Shares and Deposits < 1 Year
36,181,875
Total Shares and Deposits 1 3 Years
304,143
Total Shares and Deposits > 3 Years
7,736
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,091,705
Total Uninsured Shares and Deposits > $250K (F+J)
1,091,705
Total Insured Shares and Deposits > $250K (item 17 less item K)
35,402,049
Total Interest Expense (Sum of items 6 8)
256,707
Share Certificates
221
Number of Accounts for Share Drafts
3,502
IRA KEOGH Accounts
19
Number of Accounts for Regular Shares
9,697
Net Income (unless the amount is already included in Undivided Earnings)
167,560
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,679,077
Total Liabilities
37,197,002
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Willis Knighton Federal Credit Union

Is Willis Knighton Federal Credit Union a safe place to deposit money?

Yes, Willis Knighton Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.8367005035223%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Willis Knighton Federal Credit Union operate?

Willis Knighton Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Willis Knighton Federal Credit Union?

Yes, to access services at Willis Knighton Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Willis Knighton Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Willis Knighton Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Willis Knighton Federal Credit Union offer online and mobile banking?

Most modern institutions like Willis Knighton Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wkfcu.org.

Current Willis Knighton Federal Credit Union Rates

  • 12-Month CD3.65%
  • 18-Month CD3.70%
  • 24-Month CD3.44%
  • 60-Month CD3.44%
  • Savings0.20%
Retrieved from our database of financial products. Rates subject to change.