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iAdvertiser Disclosure
Advertiser Disclosure
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 Williamsville Federal Credit Union Rates & Review July 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: July 26, 2026
Williamsville Federal Credit Union's Personal Loan Rates are at 4.80%. MonitorBankRates evaluates the financial stability of Williamsville Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.86%. Rates were last updated on 07/26/2026. Williamsville Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Williamsville Federal Credit Union? Share your experience about Williamsville Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Williamsville Federal Credit Union. Williamsville Federal Credit Union
Willimsville FCU 656 N French Rd Ste 7
https://www.williamsvillefcu.com Amherst, NY 14228 2104 
Williamsville Federal Credit Union Home Equity & HELOC
Williamsville Federal Credit Union Auto Loan Rates
Williamsville Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Williamsville Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Williamsville Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Williamsville Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Williamsville Federal Credit Union
Website
https://www.williamsvillefcu.com
Address
656 N French Rd Ste 7,
Amherst, NY 14228 2104
Phone
716-691-3110
Fax
716-691-1785
President
David Ward
CEO
Sandra Castiglia
Full-Time Employees
3
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.86%
Return on Assets (ROA)
0.1185%
Return on Equity (ROE)
0.9463%
Non-Performing Loans Ratio (NPL)
0.45%
Total Assets
10,750,667
Total Amount of Shares and Deposits
9,397,089
Total Shares and Deposits < 1 Year
9,194,089
Total Shares and Deposits 1 3 Years
203,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
123,443
Total Uninsured Shares and Deposits > $250K (F+J)
123,443
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,273,646
Total Interest Expense (Sum of items 6 8)
12,960
Share Certificates
24
Number of Accounts for Share Drafts
180
Number of Accounts for Regular Shares
1,923
Net Income (unless the amount is already included in Undivided Earnings)
11,100
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,637,522
Total Liabilities
9,404,132
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Williamsville Federal Credit Union yet. Feel free to create one below.
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Add Your Rating and Review for Williamsville Federal Credit Union
Frequently Asked Questions About Williamsville Federal Credit UnionHow many branches does Williamsville Federal Credit Union operate?Williamsville Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Williamsville Federal Credit Union?Yes, to access services at Williamsville Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Williamsville Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Williamsville Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Williamsville Federal Credit Union offer online and mobile banking?Most modern institutions like Williamsville Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.williamsvillefcu.com. Compare to Other Credit Unions
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