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 Webster First Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 14, 2026
Webster First Federal Credit Union's 4 Month CD Special rates are at 4.15%, 4 Month Special IRA CD rates are at 4.15%, 9 Month CD Special rates are at 4.00%, 9 Month Special IRA CD rates are at 4.00%, 6 Month CD rates are at 3.65%. Webster First Federal Credit Union's savings rates are at 0.05%. Webster First Federal Credit Union's money market rates are at 0.10%. Webster First Federal Credit Union's Convertible 1 Yr Adjustable ARM rates are at 5.50%, Mortgage Rates - 1 Year Adjustable ARM rates are at 5.50%, Mortgage Rates - 3 Year Adjustable ARM rates are at 5.62%, 5&1 Fixed Variable ARM rates are at 6.12%, 7&1 Fixed Variable ARM rates are at 6.25%. Webster First Federal Credit Union's Personal Loan Rates are as low as 11.74%. MonitorBankRates evaluates the financial stability of Webster First Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.54%. Rates last updated and verified on 09/14/2026. Webster First Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Webster First Federal Credit Union? Share your experience about Webster First Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Webster First Federal Credit Union. Webster First Federal Credit Union
Operations Center 271 Greenwood St
https://www.websterfirst.com Worcester, MA 01607 
Webster First Federal Credit Union CD Rates
Webster First Federal Credit Union Savings Rates
Webster First Federal Credit Union Money Market Rates
Webster First Federal Credit Union Checking Rates
Webster First Federal Credit Union Mortgage Rates
Webster First Federal Credit Union Home Equity & HELOC
Webster First Federal Credit Union Auto Loan Rates
Webster First Federal Credit Union Personal Loan Rates
Webster First Federal Credit Union Other Rates
Financial Health HistoryWebster First Federal Credit Union’s Texas Ratio fell from 2.19% in Q2 2023 to 1.54% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Webster First Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Webster First Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Webster First Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Webster First Federal Credit Union
Website
https://www.websterfirst.com
Address
271 Greenwood St,
Worcester, MA 01607
Phone
800-962-4452
Fax
President
Alan Letendre
CEO
John Thomasian
Full-Time Employees
209
Part-Time Employees
15
Branch Locations
15
ATM Locations
13
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.54%
Return on Assets (ROA)
0.4308%
Return on Equity (ROE)
2.2022%
Non-Performing Loans Ratio (NPL)
0.36%
Total Assets
1,500,185,788
Total Amount of Shares and Deposits
1,049,148,016
Total Shares and Deposits < 1 Year
1,023,874,100
Total Shares and Deposits 1 3 Years
21,490,308
Total Shares and Deposits > 3 Years
3,783,609
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
103,946,703
Total Uninsured Shares and Deposits > $250K (F+J)
103,946,703
Total Insured Shares and Deposits > $250K (item 17 less item K)
945,201,313
Total Interest Expense (Sum of items 6 8)
4,853,735
Share Certificates
6,965
Number of Accounts for Share Drafts
39,425
IRA KEOGH Accounts
1,732
Number of Accounts for Regular Shares
65,722
All other shares
1,869
Money Market Shares
1,940
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
26,937,341
Total Liabilities
1,214,622,563
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Webster First Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Webster First Federal Credit UnionHow many branches does Webster First Federal Credit Union operate?Webster First Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Webster First Federal Credit Union?Yes, to access services at Webster First Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Webster First Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Webster First Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Webster First Federal Credit Union offer online and mobile banking?Most modern institutions like Webster First Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.websterfirst.com. Current Webster First Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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