|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Vermont Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 4, 2026
Vermont Federal Credit Union's 8 Month CD rates are at 4.00%, 8 Month IRA CD rates are at 4.00%, 8 month Youth CD rates are at 4.00%, 6 Month CD rates are at 3.70%, 6 Month IRA CD rates are at 3.70%. Vermont Federal Credit Union's savings rates are at 0.10%. Vermont Federal Credit Union's money market rates are at 0.10%. Vermont Federal Credit Union's 15 Year Fixed Rate rates are at 5.88%, 15 Year Fixed Rate rates are at 5.75%, Mortgage Loans - 15 Year Fixed Jumbo rates are at 6.00%, Mortgage Loans - 15 Year rates are at 5.62%, 5/6m ARM rates are at 5.62%. Vermont Federal Credit Union's Personal Loan Rates are at 7.50%. MonitorBankRates evaluates the financial stability of Vermont Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.55%. Rates last updated and verified on 09/04/2026. Vermont Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Vermont Federal Credit Union? Share your experience about Vermont Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Vermont Federal Credit Union. Vermont Federal Credit Union
Kennedy Drive 275 Kennedy Dr
https://www.vermontfederal.org South Burlington, VT 05403-6706 
Vermont Federal Credit Union CD Rates
Vermont Federal Credit Union Savings Rates
Vermont Federal Credit Union Money Market Rates
Vermont Federal Credit Union Checking Rates
Vermont Federal Credit Union Mortgage Rates
Vermont Federal Credit Union Home Equity & HELOC
Vermont Federal Credit Union Auto Loan Rates
Vermont Federal Credit Union Student Loan Rates
Vermont Federal Credit Union Credit Card Rates
Vermont Federal Credit Union Personal Loan Rates
Financial Health HistoryVermont Federal Credit Union’s Texas Ratio rose from 1.69% in Q2 2023 to 3.55% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Vermont Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Vermont Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Vermont Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Vermont Federal Credit Union
Website
https://www.vermontfederal.org
Address
275 Kennedy Dr,
South Burlington, VT 05403-6706
Phone
888-252-0202
Fax
President
Megan Manahan Bliss
CEO
Jean Giard
Full-Time Employees
181
Part-Time Employees
8
Branch Locations
9
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.55%
Return on Assets (ROA)
0.2163%
Return on Equity (ROE)
2.0247%
Non-Performing Loans Ratio (NPL)
0.49%
Total Assets
1,129,426,930
Total Amount of Shares and Deposits
1,001,237,643
Total Shares and Deposits < 1 Year
962,319,995
Total Shares and Deposits 1 3 Years
16,539,771
Total Shares and Deposits > 3 Years
22,377,877
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
79,214,296
Total Uninsured Shares and Deposits > $250K (F+J)
79,214,296
Total Insured Shares and Deposits > $250K (item 17 less item K)
922,023,347
Total Interest Expense (Sum of items 6 8)
3,818,058
Share Certificates
8,309
Number of Accounts for Share Drafts
45,715
IRA KEOGH Accounts
3,436
Number of Accounts for Regular Shares
76,740
All other shares
1,560
Money Market Shares
5,441
Net Income (unless the amount is already included in Undivided Earnings)
2,442,679
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
91,100,704
Total Liabilities
1,015,165,873
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Vermont Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Vermont Federal Credit Union
Frequently Asked Questions About Vermont Federal Credit UnionHow many branches does Vermont Federal Credit Union operate?Vermont Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Vermont Federal Credit Union?Yes, to access services at Vermont Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Vermont Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Vermont Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Vermont Federal Credit Union offer online and mobile banking?Most modern institutions like Vermont Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.vermontfederal.org. Current Vermont Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Cornerstone Financial Credit Union
Expree Credit Union
Montoursville Area Federal Credit Union
MNCPPC Federal Credit Union
Railway Employees Credit Union
Beehive Federal Credit Union
Tru Fi-Credit Union
Northeast Alabama Postal FCU
Cha-Tel Federal Credit Union
Firemans Credit Union
Eastmill Federal Credit Union
Central Maine Federal Credit Union
Farmway Credit Union
Sooper Credit Union
Tropical Financial Credit Union
Topeka Firemens Credit Union
Kerr County Federal Credit Union
University of Michigan Credit Union
Softite Community Federal Credit Union
Coburn Credit Union
Homebase Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking