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 Universal City Studios Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 13, 2026
Universal City Studios Credit Union's 24-Month CD rates are at 3.20%, 24-Month CD rates are at 3.10%, 36-Month CD rates are at 3.10%, 12-Month CD rates are at 3.00%, 36-Month CD rates are at 3.00%. Universal City Studios Credit Union's money market rates are at 0.90%. Universal City Studios Credit Union's 15 Year Fixed Rate rates are at 6.37%, 30 Year Fixed Rate rates are at 6.50%. Universal City Studios Credit Union's Personal Loan Rates are as low as 10.00%. Universal City Studios Credit Union's Credit Card Rates are at 6.90%. MonitorBankRates evaluates the financial stability of Universal City Studios Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.05%. Rates last updated and verified on 09/13/2026. Universal City Studios Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Universal City Studios Credit Union? Share your experience about Universal City Studios Credit Union by leaving a review below, or read customer reviews before you decide to use Universal City Studios Credit Union. Universal City Studios Credit Union
175 E Olive Avenue Burbank CA 91502-1823 175 E Olive Ave
https://www.ucscu.org Burbank, CA 91502-1853 
Universal City Studios Credit Union CD Rates
Universal City Studios Credit Union Savings Rates
Universal City Studios Credit Union Money Market Rates
Universal City Studios Credit Union Checking Rates
Universal City Studios Credit Union Mortgage Rates
Universal City Studios Credit Union Auto Loan Rates
Universal City Studios Credit Union RV, Boat and Powersport Loan Rates
Universal City Studios Credit Union Credit Card Rates
Universal City Studios Credit Union Personal Loan Rates
Universal City Studios Credit Union Other Rates
Financial Health HistoryUniversal City Studios Credit Union’s Texas Ratio rose from 0.42% in Q2 2023 to 1.05% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Universal City Studios Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Universal City Studios Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Universal City Studios Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Universal City Studios Credit Union
Website
https://www.ucscu.org
Address
175 E Olive Ave,
Burbank, CA 91502-1853
Phone
818-333-3960
Fax
818-333-3979
President
June Smith
CEO
Jesse Lopez
Full-Time Employees
16
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.05%
Return on Assets (ROA)
-0.4668%
Return on Equity (ROE)
-5.6406%
Non-Performing Loans Ratio (NPL)
0.13%
Total Assets
71,839,650
Total Amount of Shares and Deposits
65,895,122
Total Shares and Deposits < 1 Year
63,643,511
Total Shares and Deposits 1 3 Years
2,251,611
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,837,112
Total Uninsured Shares and Deposits > $250K (F+J)
3,837,112
Total Insured Shares and Deposits > $250K (item 17 less item K)
62,058,010
Total Interest Expense (Sum of items 6 8)
137,349
Share Certificates
449
Number of Accounts for Share Drafts
1,615
IRA KEOGH Accounts
295
Number of Accounts for Regular Shares
5,479
Money Market Shares
66
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,624,530
Total Liabilities
66,614,072
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Universal City Studios Credit Union yet. Feel free to create one below.
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Add Your Rating and Review for Universal City Studios Credit Union
Frequently Asked Questions About Universal City Studios Credit UnionHow many branches does Universal City Studios Credit Union operate?Universal City Studios Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Universal City Studios Credit Union?Yes, to access services at Universal City Studios Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Universal City Studios Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Universal City Studios Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Universal City Studios Credit Union offer online and mobile banking?Most modern institutions like Universal City Studios Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ucscu.org. Current Universal City Studios Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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