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Tremont Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: September 14, 2026
Tremont Credit Union's 12 Month CD rates are at 3.50%, 6 Month CD rates are at 3.50%, 9 Month CD rates are at 3.50%, 18 Month CD rates are at 3.25%, 24 Month CD rates are at 3.25%. Tremont Credit Union's savings rates are at 0.05%. Tremont Credit Union's 5/6 Adjustable Rate Mortgage rates are at 5.75%, 10/6 Adjustable Rate Mortgage rates are at 5.99%, Adjustable Rate Mortgages - 5/6 rates are at 5.75%, Adjustable Rate Mortgages - 5/6* rates are at 5.78%, Mortgages - 10 Year Fixed rates are at 6.50%. Tremont Credit Union's Personal Loan Rates are as low as 8.99%. MonitorBankRates evaluates the financial stability of Tremont Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.12%. Rates last updated and verified on 09/14/2026.
Tremont Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tremont Credit Union? Share your experience about Tremont Credit Union by leaving a review below, or read customer reviews before you decide to use Tremont Credit Union.
Tremont Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 97/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Tremont Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
5.12%
ExcellentLower than avg
Tremont Credit Union Texas Ratio
Tremont Credit Union's Texas Ratio is 5.12%, which is considered excellent and is lower than the national average of 6.13%.
Tremont Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
5.54% to 5.12% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has held steady at a healthy level since Q2 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
DetailsPurchase transaction, 80% LTV, 740 credit score, and a loan amount of $200,000. Initial rate fixed for 5 years and then adjusts every six months thereafter by adding 3.64% to the index (the 1year SOFR). This rate is a discounted rate and will increase in the future. Payment per thousand of $5.84. In year six it would adjust to 6.75% and remain at 6.375% for the remainder of the loan if nothing changes. A rate 6.375% of has a payment per thousand of $6.24. These payments do not include property taxes or homeowners insurance so your payment will be higher. Membership required, open and maintain a membership account with a minimum deposit of $5.00. Lending within a limited area; consult your Loan Officer to confirm whether your loan meets membership requirements. Tremont Credit Union acts as a loan broker in some cases. Tremont Credit Union may or may not be the lender of record or loan servicer for a loan.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
10/6 Adjustable Rate Mortgage
5.99%
0.000
5.99%
10 Year Fixed
DetailsPurchase transaction, 80% LTV, 740 credit score, and a loan amount of $200,000. Initial rate fixed for 10 years and then adjusts every six months thereafter by adding 3.64% to the index (the 1year SOFR). This rate is a discounted rate and will increase in the future. Payment thousand of $5.99. If everything remains the same in year ten this rate would adjust to 6.375% and remain at 6.375% for the remainder of the loan if nothing changes. A rate of 6.375% has a payment per thousand of $6.24. These payments do not include property taxes or homeowners insurance so your payment will be higher. Membership required, open and maintain a membership account with a minimum deposit of $5.00. Lending within a limited area; consult your Loan Officer to confirm whether your loan meets membership requirements. Tremont Credit Union acts as a loan broker in some cases. Tremont Credit Union may or may not be the lender of record or loan servicer for a loan.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Adjustable Rate Mortgages - 5/6
5.75%
0.000%
6.25%
5/6
DetailsARM index and margin details available upon request. Consult with a loan officer for details on rate caps and floors.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Adjustable Rate Mortgages - 5/6*
5.78%
0.000%
6.25%
5/6*
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Mortgages - 10 Year Fixed
6.50%
0.000
6.50%
10 Year Fixed
DetailsPurchase transaction, 80% LTV, 740 credit score, closing costs of $5,000 and a loan amount of $200,000. Payment per thousand of $11.36. These payments do not include taxes and insurance; therefore, your actual payment obligation may be higher. Membership required, open and maintain a deposit account with a deposit balance of $5.00. Lending within a limited area; consult your Loan Officer to confirm whether your loan meets membership requirements. Not all applicants will qualify, and all loans are subject to underwriting approval. Additional fees may apply.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Adjustable Rate Mortgages - 10/6
5.99%
0.000%
6.58%
10/6
DetailsARM index and margin details available upon request. Consult with a loan officer for details on rate caps and floors.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Adjustable Rate Mortgages - 10/6**
5.99%
0.000%
6.58%
10/6**
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Mortgages - 15 Year Fixed
6.63%
0.000
6.63%
15 Year Fixed
DetailsPurchase transaction, 80% LTV, 740 credit score, closing costs of $5,000 and a loan amount of $200,000. Payment per thousand of $8.98. These payments do not include taxes and insurance; therefore, your actual payment obligation may be higher. Membership required, open and maintain a deposit account with a deposit balance of $5.00. Lending within a limited area; consult your Loan Officer to confirm whether your loan meets membership requirements. Not all applicants will qualify, and all loans are subject to underwriting approval. Additional fees may apply.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Mortgages - 30 Year Fixed
6.88%
0.000
6.88%
30 Year Fixed
DetailsPurchase transaction, 80% LTV, 740 credit score, closing costs of $5,000 and a loan amount of $200,000. Payment per thousand of $6.57. These payments do not include taxes and insurance; therefore, your actual payment obligation may be higher. Membership required, open and maintain a deposit account with a deposit balance of $5.00. Lending within a limited area; consult your Loan Officer to confirm whether your loan meets membership requirements. Not all applicants will qualify, and all loans are subject to underwriting approval. Additional fees may apply.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Mortgages - 10 Year Fixed Conventional
6.50%
0.000%
6.94%
10 Year
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Mortgages - 15 Year Fixed Conventional
6.63%
0.000%
6.94%
15 Year
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Non-QM/Non-Traditional Mortgages - 10 Year Fixed Conventional
6.50%
0.000%
6.94%
10 Year
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Non-QM/Non-Traditional Mortgages - 15 Year Fixed Conventional
6.63%
0.000%
6.94%
15 Year
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Mortgages - 30 Year Fixed Conventional
6.88%
0.000%
7.07%
30 Year
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Non-QM/Non-Traditional Mortgages - 30 Year Fixed Conventional
6.88%
0.000%
7.07%
30 Year
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Tremont Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity 5 Year Fixed Conventional
6.75%
-
6.75%
5 Year Fixed
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Home Equity 10 Year Fixed Conventional
7.00%
-
7.00%
10 Year Fixed
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Home Equity 15 Year Fixed Conventional
7.25%
-
7.25%
15 Year Fixed
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Home Equity 20 Year Fixed Conventional
7.50%
-
7.50%
20 Year Fixed
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Tremont Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loans (2025-2026 Model Years)
-
-
4.99%
Up to 60 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Auto Loans (2025-2026 Model Years)
-
-
5.24%
61 to 72 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Auto Loans (2022-2024 Model Years)
-
-
5.49%
Up to 60 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Auto Loans (2025-2026 Model Years)
-
-
6.24%
73 to 84 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Auto Loans (2022-2024 Model Years)
-
-
7.49%
61 to 72 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Auto Loans (2021 Model Year) - Up to 60
-
-
8.49%
Up to 60
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Auto Loans (2021 Model Year) - Up to 60 months
-
-
8.49%
Up to 60 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Tremont Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Motorcycle Loans (2025-2026 Model Years)
-
5.99%
Up to 60 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Motorcycle Loans (2025-2026 Model Years)
-
6.24%
61 to 72 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Motorcycle Loans (2022-2024 Model Years)
-
6.50%
Up to 60 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Motorcycle Loans (2025-2026 Model Years)
-
7.24%
73 to 84 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Motorcycle Loans (2022-2024 Model Years)
-
7.50%
61 to 72 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Motorcycle Loans (2021 Model Year) - Up to 60
-
8.50%
Up to 60
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Motorcycle Loans (2021 Model Year) - Up to 60 months
-
8.50%
Up to 60 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Boat and RV Loans (New) - Up to 60
-
8.99%
Up to 60
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Boat and RV Loans (New) - Up to 60 months
-
8.99%
Up to 60 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Boat and RV Loans (Used) - Up to 60 Months Loan
-
9.99%
Up to 60 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Boat and RV Loans (New) - 61 to 120
-
11.49%
61 to 120
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Boat and RV Loans (New) - 61 to 120 months
-
11.49%
61 to 120 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Boat and RV Loans (Used) - 61 to 120 Months Loan
-
12.49%
61 to 120 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Boat and RV Loans (New) - 121 to 180
-
12.74%
121 to 180
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Boat and RV Loans (New) - 121 to 180 months
-
12.74%
121 to 180 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Boat and RV Loans (New) - 181 to 240
-
12.99%
181 to 240
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Boat and RV Loans (New) - 181 to 240 months
-
12.99%
181 to 240 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Boat and RV Loans (Used) - 121 to 180 Months Loan
-
13.74%
121 to 180 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Boat and RV Loans (Used) - 181 to 240 Months Loan
-
13.99%
181 to 240 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Tremont Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loans - Up to 12
8.99%
Up to 12
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Personal Loans - Up to 12 months
8.99%
Up to 12 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Personal Loans - Up to 24
9.99%
Up to 24
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Personal Loans - Up to 24 months
9.99%
Up to 24 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Personal Loans - 25 to 36
10.99%
25 to 36
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Personal Loans - 25 to 36 months
10.99%
25 to 36 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Personal Loans - 37 to 48
12.99%
37 to 48
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Personal Loans - 37 to 48 months
12.99%
37 to 48 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Personal Loans - 49 to 60
13.99%
49 to 60
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Personal Loans - 49 to 60 months
13.99%
49 to 60 months
No additional details.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Tremont Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Free Kasasa Cash Checking Account
-
-
2.00%
Min Deposit$25
Min Balance$0
DetailsQualifications Required: At least 1 Direct Deposit, ACH Credit, or ACH Payment transaction; At least 12 debit card purchases; Be enrolled in and agree to receive eStatements; Balances up to $25,000 receive APY of 2.00%; and balances over $25,000 earn 0.25% interest rate on the portion of balance over $25,000, resulting in a range from 2.00% to 0.60% APY depending on the account's balance. Reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Free Kasasa Cash Checking Account
-
-
0.60%
Min Deposit$25
Min Balance$25,000
DetailsQualifications Required: At least 1 Direct Deposit, ACH Credit, or ACH Payment transaction; At least 12 debit card purchases; Be enrolled in and agree to receive eStatements; Balances up to $25,000 receive APY of 2.00%; and balances over $25,000 earn 0.25% interest rate on the portion of balance over $25,000, resulting in a range from 2.00% to 0.60% APY depending on the account's balance. Reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Free Kasasa Cash Checking Account
-
-
0.05%
Min Deposit$25
Min Balance$0
DetailsWhen Kasasa Cash qualifications are not met, all balances in the account earn 0.25% APY and ATM fees are not refunded.
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
IRA Variable
0.25%
-
0.25%
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Kasasa Cash Checking
0.05%
-
0.05%
DetailsAll balances if qualifications not met
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Kasasa Cash Checking - $25,000
0.25%
-
2.00%
Min Deposit$25
Min Balance$25,000
DetailsQualifications Required: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 2.00%; and balances over $25,000 earn 0.25% interest rate on the portion of balance over $25,000, resulting in a range from 2.00% to 0.60% APY depending on the account's balance and (2) you will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.25% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle.; 2.00% to 0.60% APY on balances over $25,000 depending on balance in account*; ATM fee reimbursements up to $25 monthly*
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Kasasa Cash Checking - 0.00
1.99%
-
2.00%
Min Balance$0
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Kasasa Cash Checking - 0.01
1.99%
-
2.00%
Min Balance$0
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Kasasa Cash Checking - 25000.00
1.98%
-
2.00%
Min Balance$25,000
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Kasasa Saver Savings
0.05%
-
0.05%
DetailsAll balances if qualifications not met
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Kasasa Saver Savings - $0.01
1.00%
-
1.00%
Min Balance$0
DetailsQualifications Required: Qualifications Required; 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Kasasa Saver Savings - $25,000
1.00%
-
1.00%
Min Balance$25,000
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Money Management
3.20%
-
3.25%
Min Balance$150,000
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Money Management - $25,000.00
1.74%
-
1.75%
Min Balance$25,000
DetailsBalance: $25,000.00 - $74,999.99
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Money Management - $2500
0.75%
-
0.75%
Min Balance$2,500
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Money Management - $2500 - $24,999.99
0.75%
-
0.75%
Min Balance$2,500
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Money Management - $25000
1.74%
-
1.75%
Min Balance$25,000
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Money Management - $75,000.00
2.47%
-
2.50%
Min Balance$75,000
DetailsBalance: $75,000.00 - $149,999.99
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Money Management - $75000
2.47%
-
2.50%
Min Balance$75,000
Last Updated09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.12%
Financial Health History
Tremont Credit Union’s Texas Ratio stayed near 5.54% in Q2 2023 to 5.12% in Q1 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
March 31, 2026
$259M
5.12%
5.0
A+
December 31, 2025
$262M
10.18%
5.0
A
September 30, 2025
$261M
11.56%
5.0
A
June 30, 2025
$264M
12.31%
5.0
A
March 31, 2025
$266M
8.49%
5.0
A
December 31, 2024
$260M
13.50%
5.0
A
September 30, 2024
$259M
10.83%
5.0
A
June 30, 2024
$257M
8.47%
5.0
A
March 31, 2024
$264M
7.61%
5.0
A
December 31, 2023
$261M
4.79%
5.0
A+
September 30, 2023
$256M
6.40%
5.0
A
June 30, 2023
$255M
5.54%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Tremont Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tremont Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Tremont Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
26,078,619
Total Uninsured Shares and Deposits > $250K (F+J)
26,078,619
Total Insured Shares and Deposits > $250K (item 17 less item K)
193,090,854
Total Interest Expense (Sum of items 6 8)
934,705
Share Certificates
1,412
Number of Accounts for Share Drafts
6,497
IRA KEOGH Accounts
438
Number of Accounts for Regular Shares
13,991
All other shares
571
Money Market Shares
599
Net Income (unless the amount is already included in Undivided Earnings)
100,532
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
22,521,771
Total Liabilities
234,779,915
Source: NCUA — Last Updated 03/31/2026
2026 MBR Health & Safety Badge
Tremont Credit Union earned the Verified Healthy badge
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Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Tremont Credit Union
How many branches does Tremont Credit Union operate?
Tremont Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Tremont Credit Union?
Yes, to access services at Tremont Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Tremont Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Tremont Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Tremont Credit Union offer online and mobile banking?
Most modern institutions like Tremont Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tremontcu.org.
Current Tremont Credit Union Rates
12-Month CD3.50%
18-Month CD3.25%
24-Month CD3.25%
60-Month CD2.00%
Savings0.05%
Retrieved from our database of financial products. Rates subject to change.