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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Transit Employees Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Transit Employees Federal Credit Union's 60-month FUSE CD rates are at 0.95%, 60-month Share & IRA CDs rates are at 0.95%, 48-month Share & IRA CDs rates are at 0.80%, 36-month Share & IRA CDs rates are at 0.75%, 24-month Share & IRA CDs rates are at 0.60%. Transit Employees Federal Credit Union's savings rates are at 0.10%. Transit Employees Federal Credit Union's money market rates are at 0.25%. Transit Employees Federal Credit Union's VA 30 Year Fixed rates are at 5.63%, 20 Year Fixed rates are at 5.88%, 15 Year Fixed rates are at 5.88%, FHA 30 Year Fixed rates are at 5.63%, 30 Year fixed rates are at 6.38%. MonitorBankRates evaluates the financial stability of Transit Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.14%. Rates were last updated on 04/11/2026. Transit Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Transit Employees Federal Credit Union? Share your experience about Transit Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Transit Employees Federal Credit Union. Transit Employees Federal Credit Union
Transit Employees FCU 6404 Ivy Ln Ste 510
https://www.tefcu.org Greenbelt, MD 20770 1426 
Transit Employees Federal Credit Union CD Rates
Transit Employees Federal Credit Union Savings Rates
Transit Employees Federal Credit Union Money Market Rates
Transit Employees Federal Credit Union Checking Rates
Transit Employees Federal Credit Union Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Transit Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Transit Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Transit Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Transit Employees Federal Credit Union
Website
https://www.tefcu.org
Address
6404 Ivy Ln Ste 510,
Greenbelt, MD 20770 1426
Phone
301-289-9800
Fax
301-576-7392
President
Alvin Richardson
CEO
Rita Smith
Full-Time Employees
20
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.14%
Return on Assets (ROA)
0.1746%
Return on Equity (ROE)
0.9137%
Non-Performing Loans Ratio (NPL)
0.94%
Total Assets
95,326,741
Total Amount of Shares and Deposits
78,090,223
Total Shares and Deposits < 1 Year
75,025,540
Total Shares and Deposits 1 3 Years
2,824,792
Total Shares and Deposits > 3 Years
239,891
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,301,639
Total Uninsured Shares and Deposits > $250K (F+J)
3,301,639
Total Insured Shares and Deposits > $250K (item 17 less item K)
74,788,584
Total Interest Expense (Sum of items 6 8)
603,404
Share Certificates
738
Number of Accounts for Share Drafts
3,719
IRA KEOGH Accounts
258
Number of Accounts for Regular Shares
10,741
All other shares
3,969
Money Market Shares
114
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,959,044
Total Liabilities
80,056,306
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Transit Employees Federal Credit UnionIs Transit Employees Federal Credit Union a safe place to deposit money?Yes, Transit Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.1375813084994%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Transit Employees Federal Credit Union operate?Transit Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Transit Employees Federal Credit Union?Yes, to access services at Transit Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Transit Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Transit Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Transit Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Transit Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tefcu.org. Current Transit Employees Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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