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 Toledo Urban Federal Credit Union Rates & Review July 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: July 24, 2026
Toledo Urban Federal Credit Union's 12 Month CD rates are at 4.07%, 24 Month CD rates are at 3.59%, 36 Month CD rates are at 2.42%, 60 Month CD rates are at 2.42%. MonitorBankRates evaluates the financial stability of Toledo Urban Federal Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.96%. Rates were last updated on 07/24/2026. Toledo Urban Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Toledo Urban Federal Credit Union? Share your experience about Toledo Urban Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Toledo Urban Federal Credit Union. Toledo Urban Federal Credit Union
Toledo Urban FCU 1441 Dorr St
https://www.toledourban.net Toledo, OH 43607 3956 
Toledo Urban Federal Credit Union CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Toledo Urban Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Toledo Urban Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Toledo Urban Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Toledo Urban Federal Credit Union
Website
https://www.toledourban.net
Address
1441 Dorr St,
Toledo, OH 43607 3956
Phone
419-255-8876
Fax
419-255-4390
President
Alpha McKinstry
CEO
Suzette Cowell
Full-Time Employees
11
Part-Time Employees
2
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
B+ (89/100)
Texas Ratio
17.96%
Return on Assets (ROA)
-2.3494%
Return on Equity (ROE)
-16.4919%
Non-Performing Loans Ratio (NPL)
3.57%
Total Assets
16,469,720
Total Amount of Shares and Deposits
14,125,772
Total Shares and Deposits < 1 Year
12,728,945
Total Shares and Deposits 1 3 Years
1,319,217
Total Shares and Deposits > 3 Years
77,610
Total Uninsured Shares and Deposits > $250K (F+J)
2,334,621
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,791,151
Total Interest Expense (Sum of items 6 8)
82,161
Share Certificates
60
Number of Accounts for Share Drafts
2,966
Number of Accounts for Regular Shares
3,539
All other shares
439
Non Member Deposits
8
Net Income (unless the amount is already included in Undivided Earnings)
-386,944
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
881,042
Total Liabilities
15,673,463
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Toledo Urban Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Toledo Urban Federal Credit Union
Frequently Asked Questions About Toledo Urban Federal Credit UnionHow many branches does Toledo Urban Federal Credit Union operate?Toledo Urban Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Toledo Urban Federal Credit Union?Yes, to access services at Toledo Urban Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Toledo Urban Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Toledo Urban Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Toledo Urban Federal Credit Union offer online and mobile banking?Most modern institutions like Toledo Urban Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.toledourban.net. Current Toledo Urban Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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