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 The National Capital Bank of Washington Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
The National Capital Bank of Washington's 12-Months Individual Retirement Account (IRA) 12-Month rates are at 3.30%, 6-Months Certificates of Deposit 6-Month rates are at 2.18%, 6-Months Certificates of Deposit 6-Month rates are at 2.08%, 12-Months Certificates of Deposit 12-Month rates are at 1.36%, 24-Months Certificates of Deposit 24-Month rates are at 1.36%. The National Capital Bank of Washington's savings rates are at 0.05%. The National Capital Bank of Washington's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of The National Capital Bank of Washington with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 08/28/2026. The National Capital Bank of Washington money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The National Capital Bank of Washington? Share your experience about The National Capital Bank of Washington by leaving a review below, or read customer reviews before you decide to use The National Capital Bank of Washington. The National Capital Bank of Washington
316 Pennsylvania Ave Se
https://www.nationalcapitalbank.bank Washington, DC 20003 
The National Capital Bank of Washington CD Rates
The National Capital Bank of Washington Savings Rates
The National Capital Bank of Washington Money Market Rates
The National Capital Bank of Washington Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for The National Capital Bank of Washington is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather The National Capital Bank of Washington rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with The National Capital Bank of Washington's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
The National Capital Bank of Washington
Bank Holding Company
NATIONAL CAPITAL BCORP INC
Address
316 Pennsylvania Ave Se,
Washington, DC 20003 · District Of Columbia
FDIC Certificate #
2093
Established
08/30/1889
FDIC Insurance Date
01/01/1934
Domestic Offices
4
Total Branches
4
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.7426%
Return on Equity (ROE)
8.2900%
Non-Performing Loans (NPL)
0.00%
Total Assets
$763,257,000
Total Deposits
$681,029,000
Equity Capital
$78,254,000
Net Income
$7,602,000
Headquarters
Washington
Total Branches and Offices
4
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsNRVx
December 17, 2025
xneL
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Frequently Asked Questions About The National Capital Bank of WashingtonHow many branches does The National Capital Bank of Washington operate?The National Capital Bank of Washington currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, The National Capital Bank of Washington does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, The National Capital Bank of Washington provides members with tools to manage their accounts and build a solid financial history. Does The National Capital Bank of Washington offer online and mobile banking?Most modern institutions like The National Capital Bank of Washington provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nationalcapitalbank.bank. Current The National Capital Bank of Washington Rates
Retrieved from our database of financial products. Rates subject to change.
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