MonitorBankRates
  1. Home
  2. Credit Unions
  3. The District Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

The District Federal Credit Union Rates & Review September 2026

The District Federal Credit Union's 48 Month Term CD rates are at 5.00%, ROTH IRA Term CD 48 Month rates are at 5.00%, Traditional IRA Term CD 48 Month rates are at 5.00%, 60 Month CD rates are at 2.60%, 48 Month CD rates are at 2.45%. The District Federal Credit Union's savings rates are at 0.05%. The District Federal Credit Union's money market rates are at 0.60%. The District Federal Credit Union's Personal Loan Rates are as low as 10.74%. The District Federal Credit Union's Credit Card Rates are at 8.90%. MonitorBankRates evaluates the financial stability of The District Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.87%. Rates last updated and verified on 09/14/2026.

The District Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The District Federal Credit Union? Share your experience about The District Federal Credit Union by leaving a review below, or read customer reviews before you decide to use The District Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.87%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
The District Federal Credit Union
Main
751 Chambers Rd
Aurora, CO 80011-7151
https://www.districtcreditunion.com
Member NCUA

The District Federal Credit Union CD Rates

Product Rate APY Term View More
48 Month Term Certificate 5.00% 5.00% 48 months
Details Penalty for early withdrawal: Terms less than 12 months - 90 days dividends; 12 to less than 24 months - 180 days dividends; 24 to less than 48 months - 360 days dividends; 48 months or greater - 540 days dividends.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
ROTH IRA Term Certificate 48 Month 5.00% 5.00% 48 months
Details Penalty for early withdrawal: Terms less than 12 months - 90 days dividends; 12 to less than 24 months - 180 days dividends; 24 to less than 48 months - 360 days dividends; 48 months or greater - 540 days dividends.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Traditional IRA Term Certificate 48 Month 5.00% 5.00% 48 months
Details Penalty for early withdrawal: Terms less than 12 months - 90 days dividends; 12 to less than 24 months - 180 days dividends; 24 to less than 48 months - 360 days dividends; 48 months or greater - 540 days dividends.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
60 Month Certificate 2.57% 2.60% 60 months
Min Deposit $50,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
48 Month Certificate 2.42% 2.45% 48 months
Min Deposit $50,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Traditional 60 Month Certificate 2.42% 2.45% 60 Month
Min Deposit $500
Details Traditional IRA and ROTH IRA Term Certificates
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
36 Month Certificate 2.34% 2.35% 36 months
Min Deposit $50,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
60 Month Certificate 2.33% 2.35% 60 months
Min Deposit $500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Traditional 48 Month Certificate 2.28% 2.30% 48 Month
Min Deposit $500
Details Traditional IRA and ROTH IRA Term Certificates
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
24 Month Certificate 2.23% 2.25% 24 months
Min Deposit $50,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
48 Month Certificate 2.18% 2.20% 48 months
Min Deposit $500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Traditional 36 Month Certificate 2.18% 2.20% 36 Month
Min Deposit $500
Details Traditional IRA and ROTH IRA Term Certificates
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
12 Month Certificate 2.13% 2.15% 12 months
Min Deposit $50,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
36 Month Certificate 2.08% 2.10% 36 months
Min Deposit $500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
6 Month Certificate 2.08% 2.10% 6 months
Min Deposit $50,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Traditional 24 Month Certificate 2.08% 2.10% 24 Month
Min Deposit $500
Details Traditional IRA and ROTH IRA Term Certificates
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
18 Month Certificate 2.03% 2.05% 18 months
Min Deposit $500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
30 Month Certificate 2.03% 2.05% 30 months
Min Deposit $500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
12 Month Certificate 1.98% 2.00% 12 months
Min Deposit $500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
24 Month Add-on Certificate 1.98% 2.00% 24 months
Min Deposit $100
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
24 Month Certificate 1.98% 2.00% 24 months
Min Deposit $500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Traditional 12 Month Certificate 1.98% 2.00% 12 Month
Min Deposit $500
Details Traditional IRA and ROTH IRA Term Certificates
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
6 Month Certificate 1.93% 1.95% 6 months
Min Deposit $500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
6-Month Add-on Certificate 1.93% 1.95% 6 months
Min Deposit $100
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
3 Month Certificate 0.10% 0.10% 3 months
Min Deposit $500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%

The District Federal Credit Union Savings Rates

Product Rate APY View More
SMARTY Savings 0.50% 0.50%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Holiday Club Account - 0.05%
Details Holiday shares may be withdrawn starting October 1st through March 31st of the following year.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Holiday Club Shares 0.05% 0.05%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Share Savings Account - 0.05%
Min Deposit $25
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%

The District Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Shares IV 0.85% 0.85%
Min Balance $50,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Money Market Shares III 0.70% 0.70%
Min Balance $25,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Money Market Shares I 0.60% 0.60%
Min Balance $1,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%

The District Federal Credit Union Checking Rates

Product Rate APY View More
Teen Checking 0.50% 0.50%
Min Balance $0
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Prosperity Checking 0.10% 0.10%
Min Balance $10,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Success Checking 0.05% 0.05%
Min Balance $500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%

The District Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Conventional Fixed Rate 5.88% - 5.93% 15 years
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Home Equity Conventional Fixed Rate 6.38% - 6.42% 20 years
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Home Equity Conventional Fixed Rate 6.50% - 6.54% 30 years
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Home Equity HELOC (Line of Credit) 6.75% - 6.75% 10 year
Details Term: 10 year Draw period, up to 15 years to repay the balance; Payment: 1% of outstanding principal balance with minimum payment of $100.00. HELOC has a floor rate of 5.00% APR, and a ceiling rate of 18% APR. Note: Current WSJ Prime is 6.75% APR. Closing cost is $399.00
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Real Estate and Home Equity Closed End Loans 6.75% - 6.75% Up To 20 Years
Details Examples are estimates and assume owner-occupied property, maximum loan amount of $250,000, and standard closing costs. Actual rates and payments vary by credit, LTV, and qualifications.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Home Equity Fixed Rate Second Mortgage 6.75% - 6.98% 20 years
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
HELOC (Line of Credit) - - 10.74%
Details As Low As; A+ Rate
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
HELOC (Line of Credit) - - 11.24%
Details A Rate
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%

The District Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New and Used Automobile - A+ 52 - - 5.74% A+ 52
Details Credit Score: 780 - 799
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New and Used Automobile - A+ 53 - - 5.74% A+ 53
Details Credit Score: 800 & Higher
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New and Used Automobile - - 5.84% A+ 51
Details Credit Score: 760 - 779
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New and Used Automobile - - 5.94% A+
Details Credit Score: 740 - 759
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New and Used Automobile 6.39% - 6.39% 60 months
Details LTV is NADA Adjusted Retail Book plus taxes, D & I, warranty & insurance for all tiers for used vehicles. New vehicles (current year models plus one before) with less than 2,000 miles are based on MSRP. Also, high inspection required on Older Used (2018 and Older) Automobiles. Auto loan amounts must be $18,000 or higher to qualify for terms greater than 60 months. All loans are subject to credit approval and membership eligibility. Other restrictions may apply.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New and Used Automobile - - 6.80% A
Details Credit Score: 720 - 739
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New and Used Automobile - - 7.59% B+
Details Credit Score: 700 - 779
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New and Used Automobile - - 7.85% B
Details Credit Score: 680 - 699
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Classic and Exotic Automobile - - 7.99%
Details Maximum LTV%: 100%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New and Used Automobile - - 9.39% C+
Details Credit Score: 660 - 679
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New and Used Automobile - - 12.14% C
Details Credit Score: 640 - 659
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New and Used Automobile - - 14.64% D+
Details Credit Score: 600 - 639
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New and Used Automobile - - 18.00% E
Details Credit Score: < 600
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%

The District Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycle Loan - 8.24% Up to 60 Months
Details Credit Grade: A+
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New/Used Recreational Vehicles Loan - 8.49% Up to 120 Months
Details Credit Grade: A+
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New Motorcycle Loan - 8.74% Up to 60 Months
Details Credit Grade: A
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New/Used Recreational Vehicles Loan - 8.75% Up to 120 Months
Details Credit Grade: A
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Used Motorcycle - Up to 48 Months Loan - 8.99% Up to 48 Months
Details Credit Grade: A+
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New/Used Recreational Vehicles Loan - 9.69% Up to 120 Months
Details Credit Grade: B
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Used Motorcycle Loan - 9.74%
Details Credit Grade: A+
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Used Motorcycle - Up to 48 Months Loan - 9.99% Up to 48 Months
Details Credit Grade: A
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New Motorcycle Loan - 10.24% Up to 60 Months
Details Credit Grade: B
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Used Motorcycle Loan - 10.24%
Details Credit Grade: A
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Used Motorcycle - Up to 48 Months Loan - 10.99% Up to 48 Months
Details Credit Grade: B
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Used Motorcycle Loan - 11.24%
Details Credit Grade: B
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Used Motorcycle Loan - 11.75%
Details Credit Grade: A
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New/Used Recreational Vehicles Loan - 12.49% Up to 120 Months
Details Credit Grade: C
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Used Motorcycle Loan - 12.75%
Details Credit Grade: B
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Used Motorcycle Loan - 13.24%
Details Credit Grade: C
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
New Motorcycle Loan - 13.74% Up to 60 Months
Details Credit Grade: C
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Used Motorcycle - Up to 48 Months Loan - 14.74% Up to 48 Months
Details Credit Grade: C
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Used Motorcycle Loan - 14.74%
Details Credit Grade: C
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Used Motorcycle Loan - 15.24%
Details Credit Grade: D
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Used Motorcycle Loan - 16.00%
Details Credit Grade: D
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%

The District Federal Credit Union Credit Card Rates

Product Rate APR View More
Mastercard Platinum - 8.90%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Mastercard Classic - 14.90%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%

The District Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 10.74% 36 months
Details Borrow up to $20,000 with a personal loan from The District Credit Union. Loan approval, APR, and loan amount are based on creditworthiness and other qualifying factors. Membership required. Additional terms and conditions may apply.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%

The District Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Paper Loan - - 9.74%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Paper Loan - - 10.24%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Paper Loan - - 11.74%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Paper Loan - - 13.74%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
IRA Shares 0.05% - 0.05%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%
Regular Shares 0.05% - 0.05%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.87%

Financial Health History

The District Federal Credit Union’s Texas Ratio rose from 5.63% in Q2 2023 to 7.87% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.6% 2.0★ 9.2% 3.0★ 13.7% 4.0★ 18.3% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 5.63% A+ Q2 2023 A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 7.87% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$151M7.87%5.0A
December 31, 2025$153M6.90%5.0A
September 30, 2025$153M8.63%5.0A
June 30, 2025$158M9.49%5.0A
March 31, 2025$152M5.61%5.0A+
December 31, 2024$143M8.65%5.0A
September 30, 2024$147M13.58%5.0A
June 30, 2024$149M12.71%5.0A
March 31, 2024$152M9.38%5.0A
December 31, 2023$151M11.60%5.0A
September 30, 2023$148M8.18%5.0A
June 30, 2023$149M5.63%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for The District Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather The District Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The District Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name The District Federal Credit Union
Address 751 Chambers Rd, Aurora, CO 80011-7151
Phone 303-360-0987
Fax 303-360-0511
President Jennifer Komondy
CEO Steve Bouras
Full-Time Employees 24
Part-Time Employees 1
Branch Locations 4
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.87%
Return on Assets (ROA)
0.0515%
Return on Equity (ROE)
0.6800%
Non-Performing Loans Ratio (NPL)
0.98%
Total Assets
150,632,283
Total Amount of Shares and Deposits
140,568,631
Total Shares and Deposits < 1 Year
110,399,199
Total Shares and Deposits 1 3 Years
28,108,973
Total Shares and Deposits > 3 Years
2,060,459
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,431,745
Total Uninsured Shares and Deposits > $250K (F+J)
5,431,920
Total Insured Shares and Deposits > $250K (item 17 less item K)
135,136,711
Total Interest Expense (Sum of items 6 8)
624,473
Share Certificates
599
Number of Accounts for Share Drafts
3,479
IRA KEOGH Accounts
315
Number of Accounts for Regular Shares
7,044
Non Member Deposits
99
Money Market Shares
510
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,312,678
Total Liabilities
140,963,561
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

The District Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/the-district-federal-credit-union-rates-review-14369">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for The District Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for The District Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About The District Federal Credit Union

How many branches does The District Federal Credit Union operate?

The District Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join The District Federal Credit Union?

Yes, to access services at The District Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, The District Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The District Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does The District Federal Credit Union offer online and mobile banking?

Most modern institutions like The District Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.districtcreditunion.com.

Current The District Federal Credit Union Rates

  • 12-Month CD2.00%
  • 18-Month CD2.05%
  • 24-Month CD2.00%
  • 60-Month CD2.35%
  • Savings0.05%
  • MMA0.60%
Retrieved from our database of financial products. Rates subject to change.