|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Select Seven Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 14, 2026
Select Seven Federal Credit Union's 60 Month Savings CD rates are at 1.00%, 48 Month Savings CD rates are at 0.95%, 36 Month Savings CD rates are at 0.90%, 24 Month Savings CD rates are at 0.70%, 12 Month Savings CD rates are at 0.55%. Select Seven Federal Credit Union's money market rates are at 0.15%. Select Seven Federal Credit Union's Farm equipment rates are at 6.09%. Select Seven Federal Credit Union's Personal Loan Rates are as low as 10.99%. Select Seven Federal Credit Union's Credit Card Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Select Seven Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.40%. Rates last updated and verified on 09/14/2026. Select Seven Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Select Seven Federal Credit Union? Share your experience about Select Seven Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Select Seven Federal Credit Union. Select Seven Federal Credit Union
Marketplace Blvd 181 Marketplace Blvd
https://www.selectsevencu.org Johnson City, TN 37604 
Select Seven Federal Credit Union CD Rates
Select Seven Federal Credit Union Money Market Rates
Select Seven Federal Credit Union Mortgage Rates
Select Seven Federal Credit Union Auto Loan Rates
Select Seven Federal Credit Union RV, Boat and Powersport Loan Rates
Select Seven Federal Credit Union Credit Card Rates
Select Seven Federal Credit Union Personal Loan Rates
Select Seven Federal Credit Union Other Rates
Financial Health HistorySelect Seven Federal Credit Union’s Texas Ratio stayed near 0.24% in Q2 2023 to 0.40% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Select Seven Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Select Seven Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Select Seven Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Select Seven Federal Credit Union
Website
https://www.selectsevencu.org
Address
181 Marketplace Blvd,
Johnson City, TN 37604
Phone
423-282-0671
Fax
423-434-1880
President
Lester Lattany
CEO
Kevin Jones
Full-Time Employees
18
Part-Time Employees
1
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.40%
Return on Assets (ROA)
0.2027%
Return on Equity (ROE)
1.5135%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
62,771,862
Total Amount of Shares and Deposits
53,419,054
Total Shares and Deposits < 1 Year
49,632,524
Total Shares and Deposits 1 3 Years
3,347,198
Total Shares and Deposits > 3 Years
439,332
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,575,935
Total Uninsured Shares and Deposits > $250K (F+J)
3,575,935
Total Insured Shares and Deposits > $250K (item 17 less item K)
49,843,119
Total Interest Expense (Sum of items 6 8)
214,830
Share Certificates
356
Number of Accounts for Share Drafts
2,702
IRA KEOGH Accounts
133
Number of Accounts for Regular Shares
5,580
Non Member Deposits
3
Money Market Shares
63
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,800,481
Total Liabilities
54,365,323
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Select Seven Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Select Seven Federal Credit Union
Frequently Asked Questions About Select Seven Federal Credit UnionHow many branches does Select Seven Federal Credit Union operate?Select Seven Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Select Seven Federal Credit Union?Yes, to access services at Select Seven Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Select Seven Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Select Seven Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Select Seven Federal Credit Union offer online and mobile banking?Most modern institutions like Select Seven Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.selectsevencu.org. Current Select Seven Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Georgetown Kraft Credit Union
CCMH Federal Credit Union
Minnequa Works Credit Union
ILA Local 1235 Federal Credit Union
Appliance Credit Union
BEA Credit Union
Lee Federal Credit Union
Puerto Rico Employee Groups Federal Credit Union
TOWN OF HEMPSTEAD EMPLOYEES
Fort Mcclellan Credit Union
LEVO
Domino Federal Credit Union
Westerra Credit Union
Metrum Community Credit Union
Parish Federal Credit Union
Kellogg Memphis Employees Federal Credit Union
1st Cooperative Federal Credit Union
Ethicon Suture Credit Union
Pueblo Government Agencies Federal Credit Union
Des Moines Metro Credit Union
Memphis Municipal Employees Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
