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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Scenic Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Scenic Community Credit Union's CDs 26 Week rates are at 3.95%, CDs 91 Day rates are at 3.95%, CDs 1 Year rates are at 3.80%, CDs 24 to 30 month rates are at 3.50%, CDs 36 month rates are at 3.03%. Scenic Community Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Scenic Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.14%. Rates were last updated on 03/28/2026. Scenic Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Scenic Community Credit Union? Share your experience about Scenic Community Credit Union by leaving a review below, or read customer reviews before you decide to use Scenic Community Credit Union. Scenic Community Credit Union
Scenic Community Credit Union 4503 Hixson Pike
https://www.mysccu.com Hixson, TN 37343 
Scenic Community Credit Union CD Rates
Scenic Community Credit Union Credit Card Rates
Scenic Community Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Scenic Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Scenic Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Scenic Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Scenic Community Credit Union
Website
https://www.mysccu.com
Address
4503 Hixson Pike,
Hixson, TN 37343
Phone
423-875-6955
Fax
423-875-2188
President
Allen Neely
CEO
Marty Stubblefield
Full-Time Employees
52
Part-Time Employees
2
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.14%
Return on Assets (ROA)
-0.1622%
Return on Equity (ROE)
-1.6547%
Non-Performing Loans Ratio (NPL)
0.63%
Total Assets
164,164,091
Total Amount of Shares and Deposits
146,608,445
Total Shares and Deposits < 1 Year
142,433,513
Total Shares and Deposits 1 3 Years
4,174,931
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,926,290
Total Uninsured Shares and Deposits > $250K (F+J)
9,926,290
Total Insured Shares and Deposits > $250K (item 17 less item K)
136,682,155
Total Interest Expense (Sum of items 6 8)
2,128,211
Share Certificates
835
Number of Accounts for Share Drafts
5,785
IRA KEOGH Accounts
292
Number of Accounts for Regular Shares
16,438
Money Market Shares
471
Net Income (unless the amount is already included in Undivided Earnings)
-266,257
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,501,545
Total Liabilities
148,659,430
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Scenic Community Credit UnionIs Scenic Community Credit Union a safe place to deposit money?Yes, Scenic Community Credit Union is considered a safe financial institution. With a Texas Ratio of 5.1374016151736%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Scenic Community Credit Union operate?Scenic Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Scenic Community Credit Union?Yes, to access services at Scenic Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Scenic Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Scenic Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Scenic Community Credit Union offer online and mobile banking?Most modern institutions like Scenic Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mysccu.com. Current Scenic Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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