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Rocket Federal Credit Union Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Rocket Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.85%, 6-month share certificate rates at 0.15% and 3-month share certificate rates at 2.52%. Savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.66%. All these rates can be compared to Rocket Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Rocket Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.89%. Rates were last updated on 04/23/2026.

Rocket Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rocket Federal Credit Union? Share your experience about Rocket Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Rocket Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.89%
Excellent Higher than avg
Rocket Federal Credit Union
Rocket Federal Credit Union
905 W McGregor Dr
McGregor, TX 76657 1133
https://www.rocketfcu.com
Member NCUA

Current Rate Availability

We do not have Rocket Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Rocket Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rocket Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Rocket Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Rocket Federal Credit Union
Website https://www.rocketfcu.com
Address 905 W McGregor Dr, McGregor, TX 76657 1133
Phone 254-840-2873
Fax 254-840-3412
President Justin Havelka
CEO Terry Sloan
Full-Time Employees 10
Part-Time Employees 2
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.89%
Return on Assets (ROA)
0.0572%
Return on Equity (ROE)
0.5888%
Non-Performing Loans Ratio (NPL)
1.45%
Total Assets
29,674,093
Total Amount of Shares and Deposits
26,259,126
Total Shares and Deposits < 1 Year
24,235,022
Total Shares and Deposits 1 3 Years
2,024,104
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,056,162
Total Uninsured Shares and Deposits > $250K (F+J)
2,056,162
Total Insured Shares and Deposits > $250K (item 17 less item K)
24,202,964
Total Interest Expense (Sum of items 6 8)
203,007
Share Certificates
82
Number of Accounts for Share Drafts
1,352
IRA KEOGH Accounts
61
Number of Accounts for Regular Shares
3,481
Net Income (unless the amount is already included in Undivided Earnings)
16,961
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,905,803
Total Liabilities
27,033,504
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Rocket Federal Credit Union

Is Rocket Federal Credit Union a safe place to deposit money?

Yes, Rocket Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.894994044621%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Rocket Federal Credit Union operate?

Rocket Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Rocket Federal Credit Union?

Yes, to access services at Rocket Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Rocket Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rocket Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Rocket Federal Credit Union offer online and mobile banking?

Most modern institutions like Rocket Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rocketfcu.com.

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