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RS Bellco Federal Credit Union Rates & Review September 2026

RS Bellco Federal Credit Union's CD 6 month rates are at 3.55%, CD 12 month rates are at 3.45%, CD 15 month rates are at 3.25%, Youth CD 12 mo rates are at 2.50%, CD 18 month rates are at 2.15%. RS Bellco Federal Credit Union's savings rates are at 0.10%. RS Bellco Federal Credit Union's Auto Loan Rates are as low as 4.25%. RS Bellco Federal Credit Union's Credit Card Rates are at 12.74%. MonitorBankRates evaluates the financial stability of RS Bellco Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.64%. Rates last updated and verified on 09/12/2026.

RS Bellco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at RS Bellco Federal Credit Union? Share your experience about RS Bellco Federal Credit Union by leaving a review below, or read customer reviews before you decide to use RS Bellco Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.64%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
RS Bellco Federal Credit Union
Main Office
710 3rd Ave
New Brighton, PA 15066-1830
https://www.rsbellcofcu.com
Member NCUA

RS Bellco Federal Credit Union CD Rates

Product Rate APY Term View More
Share Certificate 6 month 3.55% 3.55% 6 months
Min Deposit $1,000
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Share Certificate 12 month 3.45% 3.45% 12 months
Min Deposit $500
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Share Certificate 15 month 3.25% 3.25% 15 months
Min Deposit $500
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Youth CD 12 mo 2.50% 2.50% 12 months
Min Deposit $100
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Share Certificate 18 month 2.15% 2.15% 18 months
Min Deposit $500
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Share Certificate 24 month 2.15% 2.15% 24 months
Min Deposit $500
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Share Certificate 30 month 2.15% 2.15% 30 months
Min Deposit $500
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Share Certificate 36 month 2.15% 2.15% 36 months
Min Deposit $500
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%

RS Bellco Federal Credit Union Savings Rates

Product Rate APY View More
High Yield Savings - 0.10%
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%

RS Bellco Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit Special 5.00% - 5.00% 1 year
Details Introductory rate for one year
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Member Loyalty Reward Home Equity Loan - 3 years 5.25% - 5.25% 3 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Member Loyalty Reward Home Equity Loan - 5 years 5.25% - 5.25% 5 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Member Loyalty Reward Home Equity Loan - 10 years 5.49% - 5.49% 10 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Member Loyalty Reward Home Equity Loan - 15 years 6.15% - 6.15% 15 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Member Loyalty Reward Home Equity Loan - 20 years 7.50% - 7.50% 20 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%

RS Bellco Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Car Loan - - 4.25% Up to 3 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Used Car Loans - 2024 - 2026 models - 3 years 4.25% - 4.25% 3 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
New Car Loan - - 4.50% Up to 4 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Used Car Loans - 2024 - 2026 models - 4 years 4.50% - 4.50% 4 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
New Car Loan - - 4.75% Up to 5 and 6 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Used Car Loans - 2024 - 2026 models - 5 & 6 years 4.75% - 4.75% 5 & 6 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Used Car Loans - 2014 - 2023 models 4.90% - 4.90% 4 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Used Car Loans - 2018 - 2023 models - 5 years 5.25% - 5.25% 5 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Used Car Loans - 2018 - 2023 models - 6 years 5.50% - 5.50% 6 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
New Car Loan - - 5.75% Up to 7 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Used Car Loans - 2024 - 2026 models - 7 years 5.75% - 5.75% 7 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%

RS Bellco Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycles Loan - 6.74% 4 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Used Motorcycles Loan - 6.99% 4 years
Details 2018-2025 models
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
New Recreational Vehicles Loan - 7.24% 5 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
New Motorcycles Loan - 7.74% 5 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Used Motorcycles Loan - 7.99% 5 years
Details 2018-2025
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Used Boats Loan - 8.24% 5 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Used Recreational Vehicles Loan - 8.24% 5 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
New Boats Loan - 8.50% 8 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
New Recreational Vehicles Loan - 8.50% 8 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
New Boats Loan - 8.74% 5 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
New Motorcycles Loan - 8.74% 6 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Used Motorcycles Loan - 8.99% 6 years
Details 2020-2025
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Used Boats Loan - 9.50% 7 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Used Recreational Vehicles Loan - 9.50% 7 years
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%

RS Bellco Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - Non-Rewards - 12.74%
Details Amount: Up to $5,000.00
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
VISA Credit Card - Rewards - 14.74%
Details Amount: Up to $5,000.00
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%

RS Bellco Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Educational IRA 2.00% - 2.00%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Shares ($5) 0.10% - 0.10%
Min Balance $5
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%
Shares ($501) 0.10% - 0.10%
Min Balance $501
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.64%

Financial Health History

RS Bellco Federal Credit Union’s Texas Ratio rose from 5.14% in Q2 2023 to 7.64% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 5.14% A+ Q2 2023 A Q3 2023 A Q4 2023 A+ Q1 2024 A Q2 2024 A+ Q3 2024 A+ Q4 2024 A Q1 2025 A+ Q2 2025 A Q3 2025 A Q4 2025 7.64% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$44M7.64%5.0A
December 31, 2025$41M11.29%5.0A
September 30, 2025$40M7.18%5.0A
June 30, 2025$39M5.41%5.0A+
March 31, 2025$39M6.91%5.0A
December 31, 2024$38M5.52%5.0A+
September 30, 2024$39M5.15%5.0A+
June 30, 2024$38M6.86%5.0A
March 31, 2024$37M3.84%5.0A+
December 31, 2023$38M10.08%5.0A
September 30, 2023$38M11.64%5.0A
June 30, 2023$39M5.14%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for RS Bellco Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather RS Bellco Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with RS Bellco Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name RS Bellco Federal Credit Union
Address 710 3rd Ave, New Brighton, PA 15066-1830
Phone 724-843-3330
Fax 724-846-6969
President Keith Grable
CEO William Hershman
Full-Time Employees 9
Part-Time Employees 2
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.64%
Return on Assets (ROA)
0.2736%
Return on Equity (ROE)
3.8962%
Non-Performing Loans Ratio (NPL)
0.90%
Total Assets
44,321,968
Total Amount of Shares and Deposits
41,312,166
Total Shares and Deposits < 1 Year
34,706,572
Total Shares and Deposits 1 3 Years
6,605,594
Total Insured Shares and Deposits > $250K (item 17 less item K)
41,312,166
Total Interest Expense (Sum of items 6 8)
120,371
Share Certificates
186
Number of Accounts for Share Drafts
2,293
IRA KEOGH Accounts
105
Number of Accounts for Regular Shares
3,597
Net Income (unless the amount is already included in Undivided Earnings)
121,247
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,340,419
Total Liabilities
41,300,609
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

RS Bellco Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for RS Bellco Federal Credit Union yet. Feel free to create one below.
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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About RS Bellco Federal Credit Union

How many branches does RS Bellco Federal Credit Union operate?

RS Bellco Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join RS Bellco Federal Credit Union?

Yes, to access services at RS Bellco Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, RS Bellco Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, RS Bellco Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does RS Bellco Federal Credit Union offer online and mobile banking?

Most modern institutions like RS Bellco Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rsbellcofcu.com.

Current RS Bellco Federal Credit Union Rates

  • 12-Month CD3.45%
  • 18-Month CD2.15%
  • 24-Month CD2.15%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.