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 Prestige Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Prestige Community Credit Union's 12 Month CD rates are at 3.55%, 24 Month CD rates are at 3.45%, 36 Month CD rates are at 3.40%, 48 Month CD rates are at 3.35%, 60 Month CD rates are at 3.35%. Prestige Community Credit Union's savings rates are at 1.00%. Prestige Community Credit Union's money market rates are at 0.30%. Prestige Community Credit Union's Personal Loan Rates are at 7.49%. MonitorBankRates evaluates the financial stability of Prestige Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.09%. Rates were last updated on 04/08/2026. Prestige Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Prestige Community Credit Union? Share your experience about Prestige Community Credit Union by leaving a review below, or read customer reviews before you decide to use Prestige Community Credit Union. Prestige Community Credit Union
Main 15203 Knoll Trail Dr Ste 101
https://www.prestigecu.org Dallas, TX 75248 
Prestige Community Credit Union CD Rates
Prestige Community Credit Union Savings Rates
Prestige Community Credit Union Money Market Rates
Prestige Community Credit Union Checking Rates
Prestige Community Credit Union Credit Card Rates
Prestige Community Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Prestige Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Prestige Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Prestige Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Prestige Community Credit Union
Website
https://www.prestigecu.org
Address
15203 Knoll Trail Dr Ste 101,
Dallas, TX 75248
Phone
972-715-4444
Fax
972-239-2519
President
Jason Mauldin
CEO
Ronald Knight
Full-Time Employees
26
Part-Time Employees
2
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.09%
Return on Assets (ROA)
-0.1676%
Return on Equity (ROE)
-1.9449%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
118,588,330
Total Amount of Shares and Deposits
107,766,489
Total Shares and Deposits < 1 Year
102,979,403
Total Shares and Deposits 1 3 Years
3,709,351
Total Shares and Deposits > 3 Years
1,077,734
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,190,320
Total Uninsured Shares and Deposits > $250K (F+J)
13,190,320
Total Insured Shares and Deposits > $250K (item 17 less item K)
94,576,169
Total Interest Expense (Sum of items 6 8)
1,965,956
Share Certificates
519
Number of Accounts for Share Drafts
3,873
IRA KEOGH Accounts
166
Number of Accounts for Regular Shares
8,965
Non Member Deposits
8
Money Market Shares
389
Net Income (unless the amount is already included in Undivided Earnings)
-198,810
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
18,292,156
Total Liabilities
108,543,805
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Prestige Community Credit UnionIs Prestige Community Credit Union a safe place to deposit money?Yes, Prestige Community Credit Union is considered a safe financial institution. With a Texas Ratio of 5.0943454738424%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Prestige Community Credit Union operate?Prestige Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Prestige Community Credit Union?Yes, to access services at Prestige Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Prestige Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Prestige Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Prestige Community Credit Union offer online and mobile banking?Most modern institutions like Prestige Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.prestigecu.org. Current Prestige Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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