|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Polish American Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Polish American Federal Credit Union's CDs 1 Year rates are at 3.75%, IRA 1 Year CD rates are at 3.75%, CDs 6 month rates are at 3.50%, CDs 2 Year rates are at 3.40%, CDs 3 Year rates are at 3.30%. Polish American Federal Credit Union's savings rates are at 0.00%. Polish American Federal Credit Union's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Polish American Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.29%. Rates were last updated on 04/05/2026. Polish American Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Polish American Federal Credit Union? Share your experience about Polish American Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Polish American Federal Credit Union. 
Polish American Federal Credit Union CD Rates
Polish American Federal Credit Union Savings Rates
Polish American Federal Credit Union Money Market Rates
Polish American Federal Credit Union Checking Rates
Polish American Federal Credit Union Mortgage Rates
Polish American Federal Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Polish American Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Polish American Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Polish American Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Polish American Federal Credit Union
Website
https://www.mypafcu.com
Address
2889 E Maple Rd,
Troy, MI 48083
Phone
248-619-0440
Fax
248-619-3230
President
Mark Reaume
CEO
John Swidwinski
Full-Time Employees
22
Part-Time Employees
3
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.29%
Return on Assets (ROA)
0.8779%
Return on Equity (ROE)
6.6912%
Non-Performing Loans Ratio (NPL)
1.91%
Total Assets
176,062,938
Total Amount of Shares and Deposits
151,868,100
Total Shares and Deposits < 1 Year
145,071,668
Total Shares and Deposits 1 3 Years
4,752,886
Total Shares and Deposits > 3 Years
2,043,545
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,233,774
Total Uninsured Shares and Deposits > $250K (F+J)
6,233,774
Total Insured Shares and Deposits > $250K (item 17 less item K)
145,634,326
Total Interest Expense (Sum of items 6 8)
2,034,474
Share Certificates
739
Number of Accounts for Share Drafts
4,572
IRA KEOGH Accounts
875
Number of Accounts for Regular Shares
7,766
Money Market Shares
642
Net Income (unless the amount is already included in Undivided Earnings)
1,545,672
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
306,748
Total Liabilities
152,962,999
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Polish American Federal Credit UnionIs Polish American Federal Credit Union a safe place to deposit money?Yes, Polish American Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.287408118264%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Polish American Federal Credit Union operate?Polish American Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Polish American Federal Credit Union?Yes, to access services at Polish American Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Polish American Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Polish American Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Polish American Federal Credit Union offer online and mobile banking?Most modern institutions like Polish American Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mypafcu.com. Current Polish American Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Cornerstone Credit Union
Good Neighbors Federal Credit Union
CO-OP Credit Union
Credit Union Advantage Credit Union
Paul Quinn Federal Credit Union
FEDMONT
LincOne Federal Credit Union
Merced School Employees Federal Credit Union
USPLK Employees Federal Credit Union
Robins Financial Credit Union
University Federal Credit Union
New Orleans Police Department Employees Credit Union
Del Met Federal Credit Union
Lincoln Public School Employees Federal Credit Union
Huntington Beach Credit Union
Affinity Plus Federal Credit Union
Altamaha Federal Credit Union
Ashland Credit Union
Greenbelt Federal Credit Union
Wildfire Credit Union
CFLA Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
