Phoenixville Federal B&T Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Phoenixville Federal B&T's 9-Month Certificate of Deposit rates are at 3.70%, Growth Certificates of Deposit 3 to 6-Month rates are at 3.60%, Income Certificate of Deposit 6-Month rates are at 3.60%, 27-Month Certificate of Deposit rates are at 3.30%, 2-Month Certificate of Deposit rates are at 3.20%. Phoenixville Federal B&T's savings rates are at 0.15%. Phoenixville Federal B&T's money market rates are at 0.15%. Phoenixville Federal B&T's 15 Year Mortgage rates are at 5.12%, 20 Year Mortgage rates are at 5.75%, 30-Year Fixed Mortgage rates are at 6.00%.
Rate Updates and AvailabilityPhoenixville Federal B&T money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Phoenixville Federal B&T? Share your experience about Phoenixville Federal B&T by leaving a review below, or read customer reviews before you decide to use Phoenixville Federal B&T. Phoenixville Federal B&T Texas RatioPhoenixville Federal B&T's Texas Ratio is at 5.89%, which is considered excellent. The Texas Ratio for Phoenixville Federal B&T is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Phoenixville Federal B&T has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Phoenixville Federal B&T is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Phoenixville Federal B&T CD Rates
Phoenixville Federal B&T Savings Rates
Phoenixville Federal B&T Money Market Rates
Phoenixville Federal B&T Mortgage Rates
Phoenixville Federal B&T Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Phoenixville Federal B&T is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Phoenixville Federal B&T rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Phoenixville Federal B&T's official website for the most current offers and terms.
Bank Profile & OverviewPhoenixville Federal B&T
564 Nutt RdPhoenixville, PA 19460 Chester Established Date: 01/01/1911 FDIC Certificate #: 29995 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 7 How Many Branches are There? 7 Website: https://www.phoenixfed.com
Is Phoenixville Federal B&T FDIC Insured? Yes
What is Phoenixville Federal B&T's Cert number? 29995
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$649,970,000
Total Deposits:
$524,241,000
Equity Capital:
$65,129,000
Net Income:
$498,000
Return on Assets (ROA):
0.7256%
Return on Equity (ROE):
7.1800%
Headquarters:
Phoenixville
Regulator:
FDIC
# of Offices:
7
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsvGLl
December 17, 2025
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Add Your Rating and Review for Phoenixville Federal B&T
Frequently Asked Questions About Phoenixville Federal B&THow do I open an account at Phoenixville Federal B&T?You can typically open an account at Phoenixville Federal B&T by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Phoenixville Federal B&T provides a range of mortgage and home equity products. Is Phoenixville Federal B&T a safe place to deposit money?Yes, Phoenixville Federal B&T is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Phoenixville Federal B&T offer online and mobile banking?Most modern institutions like Phoenixville Federal B&T provide digital access including online balance checks and transfers. Compare to other Banks |
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