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Partnership Financial Credit Union Rates & Review April 2026

Partnership Financial Credit Union's 7 month Term CDs/IRA CDs rates are at 3.90%, 11 month Term CDs/IRA CDs rates are at 3.75%, 60 month Term CDs/IRA CDs rates are at 1.76%, 48 month Term CDs/IRA CDs rates are at 1.66%, 60 month Term CDs/IRA CDs rates are at 1.66%. MonitorBankRates evaluates the financial stability of Partnership Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.51%. Rates were last updated on 04/19/2026.

Partnership Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Partnership Financial Credit Union? Share your experience about Partnership Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Partnership Financial Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.51%
Excellent Lower than avg
Partnership Financial Credit Union
PARTNERSHIP FINANCIAL CREDIT UNION
5940 LINCOLN AVE
MORTON GROVE, IL 60053
https://www.mypfcu.org
Member NCUA

Partnership Financial Credit Union CD Rates

Product Rate APY Term View More
7 month Term Share Certificates/IRA Certificates 3.83% 3.90% 7
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
11 month Term Share Certificates/IRA Certificates 3.69% 3.75% 11
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
60 month Term Share Certificates/IRA Certificates 1.75% 1.76% 60
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
48 month Term Share Certificates/IRA Certificates 1.65% 1.66% 48
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
60 month Term Share Certificates/IRA Certificates 1.65% 1.66% 60
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
36 month Term Share Certificates/IRA Certificates 1.55% 1.56% 36
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
48 month Term Share Certificates/IRA Certificates 1.55% 1.56% 48
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
60 month Term Share IRA Certificate 1.50% 1.51% 60
Min Deposit $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
36 month Term Share Certificates/IRA Certificates 1.45% 1.46% 36
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
48 month Term Share IRA Certificate 1.40% 1.41% 48
Min Deposit $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
60 month Term Share IRA Certificate 1.40% 1.41% 60
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
36 month Term Share IRA Certificate 1.30% 1.31% 36
Min Deposit $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
48 month Term Share IRA Certificate 1.30% 1.31% 48
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
24 month Term Share Certificates/IRA Certificates 1.20% 1.21% 24
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
36 month Term Share IRA Certificate 1.20% 1.21% 36
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
12 month Term Share Certificates/IRA Certificates 1.10% 1.11% 12
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
24 month Term Share Certificates/IRA Certificates 1.10% 1.11% 24
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
12 month Term Share Certificates/IRA Certificates 1.00% 1.01% 12
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%

Partnership Financial Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Adjustable Rate Line of Credit Loans - - 6.25%
Details 1?2 Under Prime
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
Home Equity Adjustable Rate Line of Credit Loans - - 6.75%
Details Prime
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
Home Equity Adjustable Rate Line of Credit Loans - - 7.25%
Details 1?2 Over Prime
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
Home Equity Fixed Rate Loans - - 8.25% 5 Years
Details As Low As; For Well Qualified Borrowers
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%
Home Equity Fixed Rate Loans - - 8.50% 10 Years
Details As Low As; For Well Qualified Borrowers
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.51%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Partnership Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Partnership Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Partnership Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Partnership Financial Credit Union
Address 5940 LINCOLN AVE, MORTON GROVE, IL 60053
Phone 847-697-3281
Fax 847-675-6847
President VANESSA CALLOWAY
CEO MARYANN PUSATERI
Full-Time Employees 40
Part-Time Employees 6
Branch Locations 7
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.51%
Return on Assets (ROA)
0.9285%
Return on Equity (ROE)
7.7750%
Non-Performing Loans Ratio (NPL)
0.43%
Total Assets
385,550,058
Total Amount of Shares and Deposits
337,630,122
Total Shares and Deposits < 1 Year
337,235,902
Total Shares and Deposits 1 3 Years
394,220
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,548,084
Total Uninsured Shares and Deposits > $250K (F+J)
15,548,084
Total Insured Shares and Deposits > $250K (item 17 less item K)
322,082,038
Total Interest Expense (Sum of items 6 8)
6,212,810
Share Certificates
2,329
Number of Accounts for Share Drafts
8,604
IRA KEOGH Accounts
241
Number of Accounts for Regular Shares
18,971
Net Income (unless the amount is already included in Undivided Earnings)
3,579,919
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
931,748
Total Liabilities
340,648,984
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Partnership Financial Credit Union

Is Partnership Financial Credit Union a safe place to deposit money?

Yes, Partnership Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5132912725609%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Partnership Financial Credit Union operate?

Partnership Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Partnership Financial Credit Union?

Yes, to access services at Partnership Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Partnership Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Partnership Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Partnership Financial Credit Union offer online and mobile banking?

Most modern institutions like Partnership Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mypfcu.org.

Current Partnership Financial Credit Union Rates

  • 12-Month CD1.01%
  • 24-Month CD1.11%
  • 60-Month CD1.41%
Retrieved from our database of financial products. Rates subject to change.