|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 One Vision Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 5, 2026
One Vision Federal Credit Union's 24 Month CD rates are at 2.75%, 12 Month CD rates are at 2.40%, Savings & IRA CDs rates are at 3.15%, Savings & IRA CDs rates are at 3.00%, Savings & IRA CDs rates are at 2.85%. One Vision Federal Credit Union's savings rates are at 0.10%. One Vision Federal Credit Union's money market rates are at 1.00%. One Vision Federal Credit Union's Personal Loan Rates are at 4.74%. MonitorBankRates evaluates the financial stability of One Vision Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.12%. Rates last updated and verified on 09/05/2026. One Vision Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at One Vision Federal Credit Union? Share your experience about One Vision Federal Credit Union by leaving a review below, or read customer reviews before you decide to use One Vision Federal Credit Union. One Vision Federal Credit Union
Lewis & Clark Branch 206 W Lewis and Clark Pkwy
https://www.onevisionfcu.org Clarksville, IN 47129-1646 
One Vision Federal Credit Union CD Rates
One Vision Federal Credit Union Savings Rates
One Vision Federal Credit Union Money Market Rates
One Vision Federal Credit Union Checking Rates
One Vision Federal Credit Union Auto Loan Rates
Financial Health HistoryOne Vision Federal Credit Union’s Texas Ratio rose from 0.08% in Q2 2023 to 2.12% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for One Vision Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather One Vision Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with One Vision Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
One Vision Federal Credit Union
Website
https://www.onevisionfcu.org
Address
206 W Lewis and Clark Pkwy,
Clarksville, IN 47129-1646
Phone
812-945-4600
Fax
812-945-4329
President
Michael Jaynes
CEO
Pamela Goodman
Full-Time Employees
12
Part-Time Employees
3
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.12%
Return on Assets (ROA)
0.1238%
Return on Equity (ROE)
0.9961%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
65,885,000
Total Amount of Shares and Deposits
57,405,231
Total Shares and Deposits < 1 Year
54,549,312
Total Shares and Deposits 1 3 Years
1,890,429
Total Shares and Deposits > 3 Years
965,488
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,940,338
Total Uninsured Shares and Deposits > $250K (F+J)
2,940,338
Total Insured Shares and Deposits > $250K (item 17 less item K)
54,464,893
Total Interest Expense (Sum of items 6 8)
140,277
Share Certificates
405
Number of Accounts for Share Drafts
2,604
IRA KEOGH Accounts
274
Number of Accounts for Regular Shares
4,022
All other shares
112
Money Market Shares
212
Net Income (unless the amount is already included in Undivided Earnings)
94,586
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,997,018
Total Liabilities
57,695,942
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for One Vision Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for One Vision Federal Credit Union
Frequently Asked Questions About One Vision Federal Credit UnionHow many branches does One Vision Federal Credit Union operate?One Vision Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join One Vision Federal Credit Union?Yes, to access services at One Vision Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, One Vision Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, One Vision Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does One Vision Federal Credit Union offer online and mobile banking?Most modern institutions like One Vision Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.onevisionfcu.org. Current One Vision Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Joliet Firefighters Credit Union
Transit Federal Credit Union
GLASS CITY
City of Firsts Community Federal Credit Union
UFCW Local #72 Federal Credit Union
Woodmen Federal Credit Union
Credit Union of Ohio
1st Community Federal Credit Union
Community Plus Federal Credit Union
Shelby County Federal Credit Union
Northwoods Credit Union
Our Lady of Snows Credit Union
BluPeak Credit Union
Cal State L.A. Federal Credit Union
First Class Community Credit Union
First Choice Credit Union
Ellafi Federal Credit Union
Hollyfrontier Employees Credit Union
Fort Smith Teachers Federal Credit Union
Merrimack Valley Credit Union
Lower Columbia Longshoremen Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
