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Notre Dame Community Federal Credit Union Rates & Review April 2026

Notre Dame Community Federal Credit Union's 7 Month CD Special rates are at 3.82%, 7 Month Term CD Special rates are at 3.82%, CDs and IRA CDs 7 Month SPECIAL rates are at 3.82%, CDs and IRA CDs 4 Year rates are at 0.90%, CDs and IRA CDs 3 Year rates are at 0.75%. MonitorBankRates evaluates the financial stability of Notre Dame Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.53%. Rates were last updated on 04/17/2026.

Notre Dame Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Notre Dame Community Federal Credit Union? Share your experience about Notre Dame Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Notre Dame Community Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.53%
Excellent Lower than avg
Notre Dame Community Federal Credit Union
Corporate Office
659 Eastern Ave
Fall River, MA 02723
https://ndcfcu.com
Member NCUA

Notre Dame Community Federal Credit Union CD Rates

Product Rate APY Term View More
7 Month Share Certificate Special - 3.82% 7 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
7 Month Term Share Certificate Special - 3.82% 7
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
Share Certificates and IRA Certificates 7 Month SPECIAL 3.75% 3.82% 7 Month
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
Share Certificates and IRA Certificates 4 Year 0.90% 0.90% 4 Year
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
Share Certificates and IRA Certificates 3 Year 0.75% 0.75% 3 Year
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
Share Certificates and IRA Certificates 2 Year 0.55% 0.55% 2 Year
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
Share Certificates and IRA Certificates 1 Year 0.45% 0.45% 1 Year
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
Share Certificates and IRA Certificates 6 month 0.25% 0.25% 6 Months
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%

Notre Dame Community Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Clubs 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%

Notre Dame Community Federal Credit Union Checking Rates

Product Rate APY View More
Share Draft Checking 0.05% 0.05%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%

Notre Dame Community Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
1 Year ARM - - 5.25% 1 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
3 Year ARM - - 5.25% 3 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
First Mortgages (Fixed Rate) - - 5.25% 10 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
5 Year ARM - - 5.50% 5 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
First Mortgages (Fixed Rate) - - 5.50% 15 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
7 Year ARM - - 5.75% 7 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
First Mortgages (Fixed Rate) - - 5.75% 20 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
First Mortgages (Fixed Rate) - - 6.00% 30 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Notre Dame Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Notre Dame Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Notre Dame Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Notre Dame Community Federal Credit Union
Address 659 Eastern Ave, Fall River, MA 02723
Phone 508-676-1067
Fax 508-678-4447
President Claudette Levesque Ware
CEO Edward Bernardo Jr
Full-Time Employees 10
Part-Time Employees 2
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.53%
Return on Assets (ROA)
0.3309%
Return on Equity (ROE)
2.5677%
Non-Performing Loans Ratio (NPL)
0.57%
Total Assets
56,599,491
Total Amount of Shares and Deposits
49,493,328
Total Shares and Deposits < 1 Year
49,242,269
Total Shares and Deposits 1 3 Years
244,580
Total Shares and Deposits > 3 Years
6,479
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,102,033
Total Uninsured Shares and Deposits > $250K (F+J)
4,102,033
Total Insured Shares and Deposits > $250K (item 17 less item K)
45,391,295
Total Interest Expense (Sum of items 6 8)
447,366
Share Certificates
398
Number of Accounts for Share Drafts
1,973
IRA KEOGH Accounts
150
Number of Accounts for Regular Shares
3,529
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,846,586
Total Liabilities
49,597,449
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Notre Dame Community Federal Credit Union

Is Notre Dame Community Federal Credit Union a safe place to deposit money?

Yes, Notre Dame Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5336393501951%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Notre Dame Community Federal Credit Union operate?

Notre Dame Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Notre Dame Community Federal Credit Union?

Yes, to access services at Notre Dame Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Notre Dame Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Notre Dame Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Notre Dame Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Notre Dame Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ndcfcu.com.

Current Notre Dame Community Federal Credit Union Rates

  • 12-Month CD0.45%
  • 24-Month CD0.55%
Retrieved from our database of financial products. Rates subject to change.