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North Penn Federal Credit Union Rates & Review April 2026

North Penn Federal Credit Union's Personal Loan Rates are at 12.75%. MonitorBankRates evaluates the financial stability of North Penn Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.86%. Rates were last updated on 04/17/2026.

North Penn Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Penn Federal Credit Union? Share your experience about North Penn Federal Credit Union by leaving a review below, or read customer reviews before you decide to use North Penn Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.86%
Excellent Lower than avg
North Penn Federal Credit Union
North Penn Fed Credit Union
123 Bethlehem Pike
Colmar, PA 18915 9778
https://northpennfcu.org
Member NCUA

North Penn Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans - - 4.89% 48
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
New Auto Loans - - 5.24% 72
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Used Auto Loans - - 5.49% 36 months
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
New Auto Loans - - 5.74% 84
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Older Used Auto Loans - - 6.23% 24
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Older Used Auto Loans - - 6.48% 36
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Auto Loan (20+ years older than the current model year) - - 7.49% 36
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Auto Loan (20+ years older than the current model year) - - 8.49% 48
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Auto Loan - - 9.75%
Details As Low As; Term based on year of vehicle
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

North Penn Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa® Classic Card - 13.90%
Details $10 Yearly Fee
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

North Penn Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 12.75%
Details As Low As; Max term of 60 months
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for North Penn Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather North Penn Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with North Penn Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name North Penn Federal Credit Union
Address 123 Bethlehem Pike, Colmar, PA 18915 9778
Phone 215-822-9119
Fax 215-997-1495
President Anthony Vigorita
CEO Liesl Stroup
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.86%
Return on Assets (ROA)
0.7990%
Return on Equity (ROE)
6.7636%
Non-Performing Loans Ratio (NPL)
0.88%
Total Assets
21,119,017
Total Amount of Shares and Deposits
18,619,663
Total Shares and Deposits < 1 Year
18,304,231
Total Shares and Deposits 1 3 Years
315,432
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
626,913
Total Uninsured Shares and Deposits > $250K (F+J)
626,913
Total Insured Shares and Deposits > $250K (item 17 less item K)
17,992,750
Total Interest Expense (Sum of items 6 8)
205,988
Share Certificates
106
Number of Accounts for Share Drafts
610
IRA KEOGH Accounts
52
Number of Accounts for Regular Shares
1,505
All other shares
10
Money Market Shares
121
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,558,809
Total Liabilities
18,624,222
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About North Penn Federal Credit Union

Is North Penn Federal Credit Union a safe place to deposit money?

Yes, North Penn Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8572267460853%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does North Penn Federal Credit Union operate?

North Penn Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join North Penn Federal Credit Union?

Yes, to access services at North Penn Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, North Penn Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, North Penn Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does North Penn Federal Credit Union offer online and mobile banking?

Most modern institutions like North Penn Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://northpennfcu.org.