North Adams State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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North Adams State BankToday's 12-month CD rates can be found at 4.25%, 6-month CD rates at 4.25% and 3-month CD rates at 4.06%. Current savings rates are at 0.40% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.36%. Credit Card rates are at 7.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to North Adams State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from North Adams State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with North Adams State Bank CD rates. You can also compare North Adams State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

North Adams State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Adams State Bank? Share your experience about North Adams State Bank by leaving a review below, or read customer reviews before you decide to use North Adams State Bank.

North Adams State Bank Texas Ratio

North Adams State Bank's Texas Ratio is at 0.32%, which is considered excellent. The Texas Ratio for North Adams State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, North Adams State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
North Adams State Bank
114 N Warsaw St
Ursa, IL 62376
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare North Adams State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank5 Connect
Bank5 Connect
12-Month CD
4.25%
$500
Denison State Bank
Denison State Bank
12-Month CD
4.25%
$500
Pacific Crest SB
Pacific Crest SB
12-Month CD
4.25%
$2,000
Morgan Stanley
Morgan Stanley
11-Month CD
4.21%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
12-Month CD
4.05%
$500
PSECU
PSECU
12-Month CD
3.95%
$500
Perryton National Bank
Perryton National Bank
3-Month CD
3.80%
$10,000
Luana Savings Bank
Luana Savings Bank
48-Month CD
3.73%
$2,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
48-Month CD
3.50%
$500
Financial Partners CU
Financial Partners CU
12-Month CD
3.50%
$1,000
Solvay Bank
Solvay Bank
18-Month CD
3.50%
$500
FSB of Rosemount
FSB of Rosemount
60-Month CD
3.25%
$500
Beal Bank
Beal Bank
Money Market
3.25%
$1,000
Heritage Bank N.A.
Heritage Bank N.A.
60-Month CD
3.20%
$75,000
Community First Bank
Community First Bank
60-Month CD
3.09%
$1,000
Community State Bank Starke, FL
Community State Bank Starke, FL
18-Month CD
3.05%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
36-Month CD
3.03%
$1,000
Great Midwest Bank
Great Midwest Bank
60-Month CD
3.00%
$5,000
Luminate Bank
Luminate Bank
Money Market
2.78%
$1,000,000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
48-Month CD
2.70%
$1,000
American State Bank of Grygla
American State Bank of Grygla
24-Month CD
2.62%
$500
Community Bank of Wichita
Community Bank of Wichita
60-Month CD
2.55%
$500
F&M Bank of St. Clair
F&M Bank of St. Clair
36-Month CD
2.50%
$500
Fayetteville Bank
Fayetteville Bank
48-Month CD
2.50%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
Premier Money Market
2.50%
$100,000
Bank of Elgin
Bank of Elgin
36-Month CD
2.12%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
Money Market
1.81%
$0
Access Federal Credit Union
Access Federal Credit Union
Money Market
1.60%
$25,000
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
18-Month CD
1.55%
$500
Consumers Credit Union
Consumers Credit Union
60-Month CD
1.50%
$250
Highland Bank
Highland Bank
12-Month CD
1.40%
$1,000
Jefferson Security Bank
Jefferson Security Bank
18-Month CD
1.26%
$500
167th TFR Federal Credit Union
167th TFR Federal Credit Union
Money Market
1.26%
$2,000
Forte Bank
Forte Bank
12-Month CD
1.00%
$1,000
FNB of Moose Lake
FNB of Moose Lake
Investors Money Market
0.75%
$0
Unico Bank
Unico Bank
60-Month CD
0.70%
$1,000
First National Bank in Olney
First National Bank in Olney
Money Market
0.60%
$1,000
Bay State Savings Bank
Bay State Savings Bank
Money Market
0.50%
$5,000
Homewood Federal SB
Homewood Federal SB
Money Market Advantage
0.50%
$40,000
Castroville State Bank
Castroville State Bank
Regular Savings
0.30%
$0
Bank of Zachary
Bank of Zachary
Checking e-Z NOW
0.25%
$1,500
State Bank Freeport, IL
State Bank Freeport, IL
18-Month CD
0.25%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Statement Savings
0.20%
$25
Northwestern Bank
Northwestern Bank
Keystone High Yield Savings
0.20%
$10,000
Better Banks
Better Banks
Better Savings
0.10%
$0
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
24-Month CD
0.08%
$1,000
Bank of Franklin County
Bank of Franklin County
Patriot Money Market
0.05%
$0
North Brookfield SB
North Brookfield SB
Statement Savings
0.05%
$25
Clarion County Community Bank
Clarion County Community Bank
Community Plus Checking
0.03%
$500
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
18-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have North Adams State Bank rate data right now, check back for updates, we are adding rates all the time.

North Adams State Bank Information

North Adams State Bank
114 N Warsaw St
Ursa, IL 62376
Adams
Established Date: 11/10/1980
FDIC Certificate #: 23244
Date of FDIC Deposit Insurance: 11/10/1980
Bank Holding Company: LIBERTY BCORP INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is North Adams State Bank FDIC Insured? Yes
What is North Adams State Bank's Cert number? 23244
What is the maximum amount for insured deposits? $250,000 per holder, per account

North Adams State Bank Financials

Total Assets:
$43,097,000
Total Deposits:
$37,457,000
Equity Capital:
$5,375,000
Domestic Deposits:
$37,457,000
Net Income:
$98,000
Return on Assets:
1.1096%
Quarterly Return on Assets:
0.8900%
Pretax Return on Assets:
1.1431%
Pretax Quarterly Return on Assets:
1.1400%
Return on Equity:
8.3800%
Quarterly Return on Equity:
7.3200%
Leverage Tier 1 (Core Capital) Ratio:
15.5122%
Total Interest Income (YTD):
4.5939%
 
 
Headquarters:
Ursa
FDIC Field Office:
Springfield Il
Regulator:
FDIC
County:
Adams
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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