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Norfolk Fire Department Federal Credit Union Rates & Review April 2026

You can compare Norfolk Fire Department Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.95%, 6-month share certificate rates at 3.80% and 3-month share certificate rates at 0.20%. Savings rates are at 0.40% and money market rates are at 2.27%. Mortgage rates on 30-year fixed loans are around 6.11%. All these rates can be compared to Norfolk Fire Department Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Norfolk Fire Department Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.73%. Rates were last updated on 04/17/2026.

Norfolk Fire Department Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Norfolk Fire Department Federal Credit Union? Share your experience about Norfolk Fire Department Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Norfolk Fire Department Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.73%
Excellent Lower than avg
Norfolk Fire Department Federal Credit Union
Main Office
4100 E Virginia Beach Blvd
Norfolk, VA 23502 3331
https://www.norfolkfirefcu.org
Member NCUA

Norfolk Fire Department Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit - 12.00%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.73%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Norfolk Fire Department Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Norfolk Fire Department Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Norfolk Fire Department Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Norfolk Fire Department Federal Credit Union
Address 4100 E Virginia Beach Blvd, Norfolk, VA 23502 3331
Phone 757-857-5389
Fax 757-857-4624
President Charles Gore
CEO Kathy Roehm
Full-Time Employees 3
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.73%
Return on Assets (ROA)
1.5355%
Return on Equity (ROE)
8.0548%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
26,504,209
Total Amount of Shares and Deposits
21,408,039
Total Shares and Deposits < 1 Year
21,408,039
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
403,299
Total Uninsured Shares and Deposits > $250K (F+J)
403,299
Total Insured Shares and Deposits > $250K (item 17 less item K)
21,004,740
Total Interest Expense (Sum of items 6 8)
37,037
Share Certificates
10
Number of Accounts for Share Drafts
705
IRA KEOGH Accounts
81
Number of Accounts for Regular Shares
2,179
Money Market Shares
2
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,272,244
Total Liabilities
21,451,562
Source: NCUA — Last Updated 09/30/2025

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Total Reviews
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Frequently Asked Questions About Norfolk Fire Department Federal Credit Union

Is Norfolk Fire Department Federal Credit Union a safe place to deposit money?

Yes, Norfolk Fire Department Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.72920194108158%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Norfolk Fire Department Federal Credit Union operate?

Norfolk Fire Department Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Norfolk Fire Department Federal Credit Union?

Yes, to access services at Norfolk Fire Department Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Norfolk Fire Department Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Norfolk Fire Department Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Norfolk Fire Department Federal Credit Union offer online and mobile banking?

Most modern institutions like Norfolk Fire Department Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.norfolkfirefcu.org.