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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Norfolk Community Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Norfolk Community Federal Credit Union's 24 month CD rates are at 3.85%, 12 month CD rates are at 3.25%, 6 Month CD rates are at 2.75%. Norfolk Community Federal Credit Union's Personal Loan Rates are at 7.50%. MonitorBankRates evaluates the financial stability of Norfolk Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.97%. Rates were last updated on 04/18/2026. Norfolk Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Norfolk Community Federal Credit Union? Share your experience about Norfolk Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Norfolk Community Federal Credit Union. Norfolk Community Federal Credit Union
Norfolk Community FCU 18 Union St Ste 104
https://www.norfolkcommunityfcu.org Norfolk, MA 02056 1855 
Norfolk Community Federal Credit Union CD Rates
Norfolk Community Federal Credit Union Home Equity & HELOC
Norfolk Community Federal Credit Union Auto Loan Rates
Norfolk Community Federal Credit Union Student Loan Rates
Norfolk Community Federal Credit Union Credit Card Rates
Norfolk Community Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Norfolk Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Norfolk Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Norfolk Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Norfolk Community Federal Credit Union
Address
18 Union St Ste 104,
Norfolk, MA 02056 1855
Phone
508-528-3360
Fax
508-528-7704
President
Charles Stone Jr
CEO
Susan Kenney
Full-Time Employees
3
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.97%
Return on Assets (ROA)
0.5116%
Return on Equity (ROE)
4.3705%
Non-Performing Loans Ratio (NPL)
0.76%
Total Assets
33,122,175
Total Amount of Shares and Deposits
28,055,648
Total Shares and Deposits < 1 Year
21,238,840
Total Shares and Deposits 1 3 Years
6,816,808
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
395,694
Total Uninsured Shares and Deposits > $250K (F+J)
395,694
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,659,954
Total Interest Expense (Sum of items 6 8)
341,147
Share Certificates
121
Number of Accounts for Share Drafts
767
Number of Accounts for Regular Shares
3,258
Non Member Deposits
2
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,442,376
Total Liabilities
29,248,639
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Norfolk Community Federal Credit UnionIs Norfolk Community Federal Credit Union a safe place to deposit money?Yes, Norfolk Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9659732219296%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Norfolk Community Federal Credit Union operate?Norfolk Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Norfolk Community Federal Credit Union?Yes, to access services at Norfolk Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Norfolk Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Norfolk Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Norfolk Community Federal Credit Union offer online and mobile banking?Most modern institutions like Norfolk Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.norfolkcommunityfcu.org. Current Norfolk Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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