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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Metro Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Metro Federal Credit Union's 11 Month Special CD rates are at 4.20%, 8 Month Special CD rates are at 4.10%, 15 Month Special CD rates are at 4.00%, 12 Month CD rates are at 3.75%, 18 Month CD rates are at 3.75%. Metro Federal Credit Union's savings rates are at 0.07%. Metro Federal Credit Union's money market rates are at 1.00%. Metro Federal Credit Union's Personal Loan Rates are at 3.99%. MonitorBankRates evaluates the financial stability of Metro Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.41%. Rates were last updated on 04/18/2026. Metro Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Metro Federal Credit Union? Share your experience about Metro Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Metro Federal Credit Union. Metro Federal Credit Union
Administrative Offices 14517 F St Ste 211
https://www.metrofcu.org Omaha, NE 68137 1001 
Metro Federal Credit Union CD Rates
Metro Federal Credit Union Savings Rates
Metro Federal Credit Union Money Market Rates
Metro Federal Credit Union Checking Rates
Metro Federal Credit Union Home Equity & HELOC
Metro Federal Credit Union Auto Loan Rates
Metro Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Metro Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Metro Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Metro Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Metro Federal Credit Union
Website
https://www.metrofcu.org
Address
14517 F St Ste 211,
Omaha, NE 68137 1001
Phone
402-551-3052
Fax
402-551-8359
President
John White
CEO
Michael McDermott
Full-Time Employees
95
Part-Time Employees
9
Branch Locations
5
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.41%
Return on Assets (ROA)
0.8677%
Return on Equity (ROE)
6.8365%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
603,969,960
Total Amount of Shares and Deposits
516,308,881
Total Shares and Deposits < 1 Year
474,314,560
Total Shares and Deposits 1 3 Years
39,234,796
Total Shares and Deposits > 3 Years
2,759,523
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
36,722,669
Total Uninsured Shares and Deposits > $250K (F+J)
36,722,669
Total Insured Shares and Deposits > $250K (item 17 less item K)
479,586,212
Total Interest Expense (Sum of items 6 8)
7,563,637
Share Certificates
6,838
Number of Accounts for Share Drafts
32,815
IRA KEOGH Accounts
1,856
Number of Accounts for Regular Shares
61,449
Money Market Shares
1,551
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
127,117,288
Total Liabilities
528,411,632
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Metro Federal Credit UnionIs Metro Federal Credit Union a safe place to deposit money?Yes, Metro Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.41040176635%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Metro Federal Credit Union operate?Metro Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Metro Federal Credit Union?Yes, to access services at Metro Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Metro Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Metro Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Metro Federal Credit Union offer online and mobile banking?Most modern institutions like Metro Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.metrofcu.org. Current Metro Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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