MonitorBankRates
  1. Home
  2. Credit Unions
  3. Liberty Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Liberty Federal Credit Union Rates & Review April 2026

Liberty Federal Credit Union's Personal Loan Rates are at 5.99%. MonitorBankRates evaluates the financial stability of Liberty Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.09%. Rates were last updated on 04/17/2026.

Liberty Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Liberty Federal Credit Union? Share your experience about Liberty Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Liberty Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.09%
Excellent Lower than avg
Liberty Federal Credit Union
Liberty Federal Credit Union
4401 Theater Dr
Evansville, IN 47715 1967
https://libertyfcu.org
Member NCUA

Liberty Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.01% 0.01%
Min Balance $200
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.09%
Vacation Club 0.01% 0.01%
Min Balance $200
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.09%

Liberty Federal Credit Union Checking Rates

Product Rate APY View More
Mission Checking - 4.00%
Details Qualifying balance up to $0.01-$1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.09%
Checking - 3.50%
Details As High As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.09%
Vertical Checking - 3.50%
Details reimbursement up to $15 per month for usage fees when you use any other ATM worldwide.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.09%

Liberty Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.99%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.09%
Auto Loans 2022 - - 6.49% 63
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.09%
Auto Loans 2020 - - 6.75% 63
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.09%

Liberty Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 9.75%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.09%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Liberty Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Liberty Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Liberty Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Liberty Federal Credit Union
Address 4401 Theater Dr, Evansville, IN 47715 1967
Phone 812-477-9271
Fax 812-473-9704
President Wayne Kinney
CEO William Schirmer
Full-Time Employees 874
Part-Time Employees 18
Branch Locations 36
ATM Locations 34
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.09%
Return on Assets (ROA)
0.9213%
Return on Equity (ROE)
8.7509%
Non-Performing Loans Ratio (NPL)
0.30%
Total Assets
4,509,746,126
Total Amount of Shares and Deposits
3,310,108,783
Total Shares and Deposits < 1 Year
3,070,257,722
Total Shares and Deposits 1 3 Years
160,090,111
Total Shares and Deposits > 3 Years
79,760,950
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
391,343,810
Total Uninsured Shares and Deposits > $250K (F+J)
391,491,076
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,918,617,707
Total Interest Expense (Sum of items 6 8)
75,299,197
Share Certificates
47,878
Number of Accounts for Share Drafts
141,366
IRA KEOGH Accounts
7,865
Number of Accounts for Regular Shares
301,598
All other shares
4,324
Non Member Deposits
226
Money Market Shares
3,047
Net Income (unless the amount is already included in Undivided Earnings)
41,546,197
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
660,743,957
Total Liabilities
4,097,885,132
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Liberty Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Liberty Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Liberty Federal Credit Union

Is Liberty Federal Credit Union a safe place to deposit money?

Yes, Liberty Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.0916801856661%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Liberty Federal Credit Union operate?

Liberty Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Liberty Federal Credit Union?

Yes, to access services at Liberty Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Liberty Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Liberty Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Liberty Federal Credit Union offer online and mobile banking?

Most modern institutions like Liberty Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://libertyfcu.org.